Financial Crimes Risk Analyst
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Use - for any list of duties/requirements/benefits, and
for prose. Do NOT repeat the job title as a heading (the page already shows it) and do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short
or drop it. Preserve ALL substantive information; do NOT invent or summarize away detail. Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. IMPORTANT: include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Prefer a few substantive sections over many thin ones.
Thus we need to decide which sections to include: About the role (intro), Responsibilities (duties), Requirements (qualifications/education/experience), Skills (competencies, computer skills, other skills), maybe Benefits? The posting mentions "competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education." Also mentions unique initiatives like Dream Manager program, health and wellness coach, free access to certified financial professionals. That's benefits. So we can include Benefits section.
Pay? Not specified. So omit Pay.
Schedule? Not specified. Omit.
Thus sections: About the role, Responsibilities, Requirements, Skills, Benefits.
We need to extract substantive content.
Let's parse.
Intro paragraph: "Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us."
We can treat that as About the role (or maybe as Benefits). But we have separate Benefits section for Dream Manager etc. The intro includes culture and benefits. We could put About the role as a brief description of the role? Actually the role description is later. The intro is more about the company. Could be About the role? The instruction says use About the role for section headings. So we can put About the role containing that intro (maybe trimmed). But we also have Benefits section for specific benefits.
We need to avoid duplication. So maybe About the role includes the company overview and role purpose? The role purpose is in Job Description first sentence: "Assists in ensuring the Bank’s compliance with the applicable aspects of the Bank Secrecy Act (BSA), USA PATRIOT Act, and Office of Foreign Assets Control (OFAC) regulations by monitoring, identifying, reporting, and investigating suspicious activity relative to potential money laundering activity, financial crimes and/or terrorist financing." That's substantive.
Thus About the role could be that purpose plus company overview? But we need to avoid duplication with Benefits. Let's decide:
- About the role: brief description of the role's purpose (the Job Description first sentence). Could also include that it's a FCRM Analyst role.
- Responsibilities: list of duties (the long list under Duties And Responsibilities Include The Following). We'll turn each bullet into
- .
- Requirements: qualifications (Education And/or Experience, Certifications, Computer Skills, Other Skills? Actually Other Skills maybe part of Skills). But we can combine education/experience and certifications as Requirements. The instruction: Use
- for any list of duties/requirements/benefits. So we can list requirements as list.
- Skills: competencies (the list under Competencies) plus maybe computer skills and other skills? But we could put computer skills under Skills as well. However we need to avoid too many thin sections. Perhaps combine all skill-related items into Skills section: competencies, computer skills, other skills, bank culture/customer service skills? That's a lot but okay.
- Benefits: Dream Manager program, health and wellness coach, free access to certified financial professionals, competitive total rewards package, generous benefits, compensation tailored.
We must not include boilerplate like "Our Hiring Process", "Equal Opportunity Employer", "Know Your Rights", "Physical Demands", "Work Environment" (these are generic but maybe considered boilerplate? The instruction says remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Physical Demands and Work Environment are not explicitly listed as boilerplate but they are generic job description sections. However they are substantive? They describe physical demands and work environment. Might be considered boilerplate but not explicitly prohibited. However we should prefer few substantive sections over many thin ones. Including Physical Demands and Work Environment would add sections. Might be considered thin. Better to omit them as they are generic and not specific to this role? They are somewhat generic but still part of posting. The instruction says "Prefer a few substantive sections over many thin ones." So we can omit Physical Demands and Work Environment.
Also "Supervisory Responsibilities" says "This job has no supervisory responsibilities." That's not substantive; it's a placeholder. So we should not create a section for that.
Now we need to extract the duties list.
Let's copy the duties text:
"Duties And Responsibilities Include The Following Performs scheduled Enhanced Due Diligence (EDD) reviews of accounts deemed as high risk, including but not limited to Money Service Businesses (MSBs), Marijuana or cannabis-related or cannabis-adjacent related businesses (MRBs), Non-Bank Financial Institutions (NBFIs), Politically Exposed Persons (PSPs), Non-Resident Alien (NRA), privately-owned ATM operators (POATMs), Crypto-Currency, etc.; documents EDD monitoring and tags accounts appropriately in VerafinAccurately analyzes transactional account trends and patterns, identification documentation to efficiently document a conclusion upon completion of EDD reviews of high risk customers. Makes recommendations to accept high risk, mitigate to medium/moderate risk, or refer for account closureProvides updated information to the appropriate Financial Crimes Risk Manager for updating/revising procedures for the handling of newly identified high-risk customers, to include the proper method to review such accounts and to report suspicious activity, document relationships and/or recommendation of account closure if deemed necessaryReviews reports in Verafin to determine if there are NGO (Non-Government Organizations), MRBs (Marijuana-Related Businesses), or MSB (Money Services Businesses) unidentified in the BSA system. Adds tags and comments as neededEvaluates transactional activity in accounts identified as Privately Owned ATMS (POATMs) or MSBs to determine any unusual patterns or lack of cash activity based on trendsStays up-to-date on MSB and MRB requirements for Louisiana, Mississippi and Texas, Alabama, and Florida as well as federal guidelinesCommunicates with applicable bank personnel to obtain any further documentation and/or information necessary to complete the investigations or reviews of high risk accountsTracks documentation required on all MSBs and directly works with retail and lending employees to resolve any exceptionsProcesses alerts in Verafin that reflect any Privately-Owned ATM type transactions for accounts not previously identified as POATM ownersAdds comments to new Remote Deposit Capture (RDC) accounts in Verafin with risk rating assignedMay be assigned alerts in Verafin for red flags or new account scenarios and others as assigned to review and determine if the alert can be cleared or needs further investigationUtilizes a variety of internal bank systems and external research tools to investigate, research, and prepare documentation related to anti-money laundering investigationsDevelops an understanding of the industry and AML related regulations, as well as patterns of behavior that represent suspicious activityStays up-to-date on current and new policies and regulations as they relate to anti-money laundering schemes and characteristicsSupports any special projects or critical casework regarding BSA/AML matters"
We need to split into separate duties. The text is a run-on with semicolons and periods. We'll break at each sentence that starts with a verb. Let's identify:
1. Performs scheduled Enhanced Due Diligence (EDD) reviews of accounts deemed as high risk, including but not limited to Money Service Businesses (MSBs), Marijuana or cannabis-related or cannabis-adjacent related businesses (MRBs), Non-Bank Financial Institutions (NBFIs), Politically Exposed Persons (PSPs), Non-Resident Alien (NRA), privately-owned ATM operators (POATMs), Crypto-Currency, etc.; documents EDD monitoring and tags accounts appropriately in Verafin
2. Accurately analyzes transactional account trends and patterns, identification documentation to efficiently document a conclusion upon completion of EDD reviews of high risk customers.
3. Makes recommendations to accept high risk, mitigate to medium/moderate risk, or refer for account closure
4. Provides updated information to the appropriate Financial Crimes Risk Manager for updating/revising procedures for the handling of newly identified high-risk customers, to include the proper method to review such accounts and to report suspicious activity, document relationships and/or recommendation of account closure if deemed necessary
5. Reviews reports in Verafin to determine if there are NGO (Non-Government Organizations), MRBs (Marijuana-Related Businesses), or MSB (Money Services Businesses) unidentified in the BSA system. Adds tags and comments as needed
6. Evaluates transactional activity in accounts identified as Privately Owned ATMS (POATMs) or MSBs to determine any unusual patterns or lack of cash activity based on trends
7. Stays up-to-date on MSB and MRB requirements for Louisiana, Mississippi and Texas, Alabama, and Florida as well as federal guidelines
8. Communicates with applicable bank personnel to obtain any further documentation and/or information necessary to complete the investigations or reviews of high risk accounts
9. Tracks documentation required on all MSBs and directly works with retail and lending employees to resolve any exceptions
10. Processes alerts in Verafin that reflect any Privately-Owned ATM type transactions for accounts not previously identified as POATM owners
11. Adds comments to new Remote Deposit Capture (RDC) accounts in Verafin with risk rating assigned
12. May be assigned alerts in Verafin for red flags or new account scenarios and others as assigned to review and determine if the alert can be cleared or needs further investigation
13. Utilizes a variety of internal bank systems and external research tools to investigate, research, and prepare documentation related to anti-money laundering investigations
14. Develops an understanding of the industry and AML related regulations, as well as patterns of behavior that represent suspicious activity
for prose. Do NOT repeat the job title as a heading (the page already shows it) and do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short
or drop it. Preserve ALL substantive information; do NOT invent or summarize away detail. Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. IMPORTANT: include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Prefer a few substantive sections over many thin ones. Thus we need to decide which sections to include: About the role (intro), Responsibilities (duties), Requirements (qualifications/education/experience), Skills (competencies, computer skills, other skills), maybe Benefits? The posting mentions "competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education." Also mentions unique initiatives like Dream Manager program, health and wellness coach, free access to certified financial professionals. That's benefits. So we can include Benefits section. Pay? Not specified. So omit Pay. Schedule? Not specified. Omit. Thus sections: About the role, Responsibilities, Requirements, Skills, Benefits. We need to extract substantive content. Let's parse. Intro paragraph: "Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us." We can treat that as About the role (or maybe as Benefits). But we have separate Benefits section for Dream Manager etc. The intro includes culture and benefits. We could put About the role as a brief description of the role? Actually the role description is later. The intro is more about the company. Could be About the role? The instruction says use About the role for section headings. So we can put About the role containing that intro (maybe trimmed). But we also have Benefits section for specific benefits. We need to avoid duplication. So maybe About the role includes the company overview and role purpose? The role purpose is in Job Description first sentence: "Assists in ensuring the Bank’s compliance with the applicable aspects of the Bank Secrecy Act (BSA), USA PATRIOT Act, and Office of Foreign Assets Control (OFAC) regulations by monitoring, identifying, reporting, and investigating suspicious activity relative to potential money laundering activity, financial crimes and/or terrorist financing." That's substantive. Thus About the role could be that purpose plus company overview? But we need to avoid duplication with Benefits. Let's decide: - About the role: brief description of the role's purpose (the Job Description first sentence). Could also include that it's a FCRM Analyst role. - Responsibilities: list of duties (the long list under Duties And Responsibilities Include The Following). We'll turn each bullet into
- for any list of duties/requirements/benefits. So we can list requirements as list. - Skills: competencies (the list under Competencies) plus maybe computer skills and other skills? But we could put computer skills under Skills as well. However we need to avoid too many thin sections. Perhaps combine all skill-related items into Skills section: competencies, computer skills, other skills, bank culture/customer service skills? That's a lot but okay. - Benefits: Dream Manager program, health and wellness coach, free access to certified financial professionals, competitive total rewards package, generous benefits, compensation tailored. We must not include boilerplate like "Our Hiring Process", "Equal Opportunity Employer", "Know Your Rights", "Physical Demands", "Work Environment" (these are generic but maybe considered boilerplate? The instruction says remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Physical Demands and Work Environment are not explicitly listed as boilerplate but they are generic job description sections. However they are substantive? They describe physical demands and work environment. Might be considered boilerplate but not explicitly prohibited. However we should prefer few substantive sections over many thin ones. Including Physical Demands and Work Environment would add sections. Might be considered thin. Better to omit them as they are generic and not specific to this role? They are somewhat generic but still part of posting. The instruction says "Prefer a few substantive sections over many thin ones." So we can omit Physical Demands and Work Environment. Also "Supervisory Responsibilities" says "This job has no supervisory responsibilities." That's not substantive; it's a placeholder. So we should not create a section for that. Now we need to extract the duties list. Let's copy the duties text: "Duties And Responsibilities Include The Following Performs scheduled Enhanced Due Diligence (EDD) reviews of accounts deemed as high risk, including but not limited to Money Service Businesses (MSBs), Marijuana or cannabis-related or cannabis-adjacent related businesses (MRBs), Non-Bank Financial Institutions (NBFIs), Politically Exposed Persons (PSPs), Non-Resident Alien (NRA), privately-owned ATM operators (POATMs), Crypto-Currency, etc.; documents EDD monitoring and tags accounts appropriately in VerafinAccurately analyzes transactional account trends and patterns, identification documentation to efficiently document a conclusion upon completion of EDD reviews of high risk customers. Makes recommendations to accept high risk, mitigate to medium/moderate risk, or refer for account closureProvides updated information to the appropriate Financial Crimes Risk Manager for updating/revising procedures for the handling of newly identified high-risk customers, to include the proper method to review such accounts and to report suspicious activity, document relationships and/or recommendation of account closure if deemed necessaryReviews reports in Verafin to determine if there are NGO (Non-Government Organizations), MRBs (Marijuana-Related Businesses), or MSB (Money Services Businesses) unidentified in the BSA system. Adds tags and comments as neededEvaluates transactional activity in accounts identified as Privately Owned ATMS (POATMs) or MSBs to determine any unusual patterns or lack of cash activity based on trendsStays up-to-date on MSB and MRB requirements for Louisiana, Mississippi and Texas, Alabama, and Florida as well as federal guidelinesCommunicates with applicable bank personnel to obtain any further documentation and/or information necessary to complete the investigations or reviews of high risk accountsTracks documentation required on all MSBs and directly works with retail and lending employees to resolve any exceptionsProcesses alerts in Verafin that reflect any Privately-Owned ATM type transactions for accounts not previously identified as POATM ownersAdds comments to new Remote Deposit Capture (RDC) accounts in Verafin with risk rating assignedMay be assigned alerts in Verafin for red flags or new account scenarios and others as assigned to review and determine if the alert can be cleared or needs further investigationUtilizes a variety of internal bank systems and external research tools to investigate, research, and prepare documentation related to anti-money laundering investigationsDevelops an understanding of the industry and AML related regulations, as well as patterns of behavior that represent suspicious activityStays up-to-date on current and new policies and regulations as they relate to anti-money laundering schemes and characteristicsSupports any special projects or critical casework regarding BSA/AML matters" We need to split into separate duties. The text is a run-on with semicolons and periods. We'll break at each sentence that starts with a verb. Let's identify: 1. Performs scheduled Enhanced Due Diligence (EDD) reviews of accounts deemed as high risk, including but not limited to Money Service Businesses (MSBs), Marijuana or cannabis-related or cannabis-adjacent related businesses (MRBs), Non-Bank Financial Institutions (NBFIs), Politically Exposed Persons (PSPs), Non-Resident Alien (NRA), privately-owned ATM operators (POATMs), Crypto-Currency, etc.; documents EDD monitoring and tags accounts appropriately in Verafin 2. Accurately analyzes transactional account trends and patterns, identification documentation to efficiently document a conclusion upon completion of EDD reviews of high risk customers. 3. Makes recommendations to accept high risk, mitigate to medium/moderate risk, or refer for account closure 4. Provides updated information to the appropriate Financial Crimes Risk Manager for updating/revising procedures for the handling of newly identified high-risk customers, to include the proper method to review such accounts and to report suspicious activity, document relationships and/or recommendation of account closure if deemed necessary 5. Reviews reports in Verafin to determine if there are NGO (Non-Government Organizations), MRBs (Marijuana-Related Businesses), or MSB (Money Services Businesses) unidentified in the BSA system. Adds tags and comments as needed 6. Evaluates transactional activity in accounts identified as Privately Owned ATMS (POATMs) or MSBs to determine any unusual patterns or lack of cash activity based on trends 7. Stays up-to-date on MSB and MRB requirements for Louisiana, Mississippi and Texas, Alabama, and Florida as well as federal guidelines 8. Communicates with applicable bank personnel to obtain any further documentation and/or information necessary to complete the investigations or reviews of high risk accounts 9. Tracks documentation required on all MSBs and directly works with retail and lending employees to resolve any exceptions 10. Processes alerts in Verafin that reflect any Privately-Owned ATM type transactions for accounts not previously identified as POATM owners 11. Adds comments to new Remote Deposit Capture (RDC) accounts in Verafin with risk rating assigned 12. May be assigned alerts in Verafin for red flags or new account scenarios and others as assigned to review and determine if the alert can be cleared or needs further investigation 13. Utilizes a variety of internal bank systems and external research tools to investigate, research, and prepare documentation related to anti-money laundering investigations 14. Develops an understanding of the industry and AML related regulations, as well as patterns of behavior that represent suspicious activity