Financial Crimes Risk Analyst

We need to output only HTML fragment with sections: headings

for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include only sections with real specific content. The posting includes: introductory paragraph about culture, benefits, etc. That could be "About the role" maybe. Then "Job Description" with duties and responsibilities. Then "Supervisory Responsibilities". Then "Competencies". Then "Qualifications". Then "Education And/or Experience". Then "Certifications". Then "Computer Skills". Then "Other Skills". Then "Bank Culture/Customer Service Skills". Then "Physical Demands". Then "Work Environment". Then "Our Hiring Process". Then EEO etc. We need to remove boilerplate like EEO, legal, application instructions, etc. Also remove duplicated lines. We need to preserve all substantive info. We need to decide which sections to output. Likely: About the role (intro paragraph), Responsibilities (duties), Qualifications (education/experience, certifications, computer skills, other skills, bank culture, etc). Possibly Skills (competencies). Benefits: The posting mentions "competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education." Also mentions unique initiatives like Dream Manager program, health and wellness coach, free access to certified financial professionals. That's benefits. So we can include Benefits section with those details. Pay: Not specified. So we should NOT include Pay section because no specific pay. Schedule: Not specified. So omit. We need to use

for each section heading. Use

• for any list of duties/requirements/benefits. Use

  for prose. We must not repeat job title as heading. Not include Job ID. We must not create sections with filler like "commensurate with experience". Avoid. Let's extract content. Intro paragraph: "Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us." We can treat that as About the role (or maybe "About the role" heading). We'll put that in

  . Benefits: The competitive total rewards package, generous benefits, compensation tailored, Dream Manager program, health and wellness coach, free access to certified financial professionals. We'll put those in a

  . Responsibilities: The duties list after "Duties And Responsibilities Include The Following". Many bullet-like sentences separated by semicolons or line breaks. We'll convert each sentence to
  • . Need to preserve all substantive info. Let's list them: - Performs scheduled Enhanced Due Diligence (EDD) reviews of accounts deemed as high risk, including but not limited to Money Service Businesses (MSBs), Marijuana or cannabis-related or cannabis-adjacent related businesses (MRBs), Non-Bank Financial Institutions (NBFIs), Politically Exposed Persons (PSPs), Non-Resident Alien (NRA), privately-owned ATM operators (POATMs), Crypto-Currency, etc.; documents EDD monitoring and tags accounts appropriately in Verafin - Accurately analyzes transactional account trends and patterns, identification documentation to efficiently document a conclusion upon completion of EDD reviews of high risk customers. - Makes recommendations to accept high risk, mitigate to medium/moderate risk, or refer for account closure - Provides updated information to the appropriate Financial Crimes Risk Manager for updating/revising procedures for the handling of newly identified high-risk customers, to include the proper method to review such accounts and to report suspicious activity, document relationships and/or recommendation of account closure if deemed necessary - Reviews reports in Verafin to determine if there are NGO (Non-Government Organizations), MRBs (Marijuana-Related Businesses), or MSB (Money Services Businesses) unidentified in the BSA system. Adds tags and comments as needed - Evaluates transactional activity in accounts identified as Privately Owned ATMS (POATMs) or MSBs to determine any unusual patterns or lack of cash activity based on trends - Stays up-to-date on MSB and MRB requirements for Louisiana, Mississippi and Texas, Alabama, and Florida as well as federal guidelines - Communicates with applicable bank personnel to obtain any further documentation and/or information necessary to complete the investigations or reviews of high risk accounts - Tracks documentation required on all MSBs and directly works with retail and lending employees to resolve any exceptions - Processes alerts in Verafin that reflect any Privately-Owned ATM type transactions for accounts not previously identified as POATM owners - Adds comments to new Remote Deposit Capture (RDC) accounts in Verafin with risk rating assigned - May be assigned alerts in Verafin for red flags or new account scenarios and others as assigned to review and determine if the alert can be cleared or needs further investigation - Utilizes a variety of internal bank systems and external research tools to investigate, research, and prepare documentation related to anti-money laundering investigations - Develops an understanding of the industry and AML related regulations, as well as patterns of behavior that represent suspicious activity - Stays up-to-date on current and new policies and regulations as they relate to anti-money laundering schemes and characteristics - Supports any special projects or critical casework regarding BSA/AML matters We'll put these as
  • . Supervisory Responsibilities: "This job has no supervisory responsibilities." That's substantive; we could include under Responsibilities maybe as a note, but we could make a separate section? The instruction: include a section ONLY when posting has real, specific content for it. This is specific content. Could be a short

    . But we could also incorporate into Responsibilities as a note. However we have a heading for Responsibilities already; we could add a

    after the list: "This job has no supervisory responsibilities." That seems fine. Competencies: list of competencies with descriptions. We'll put under Skills heading (since they ask Skills section). Use

    • each competency with its description. Qualifications: includes Education And/or Experience, Certifications, Computer Skills, Other Skills, Bank Culture/Customer Service Skills, Physical Demands, Work Environment, Our Hiring Process (maybe not needed). We need to decide sections: Qualifications (education/experience), Certifications, Computer Skills, Other Skills, Bank Culture/Customer Service Skills, Physical Demands, Work Environment. Could combine some. But we must not create sections with filler. All these have specific content. We'll create sections: - About the role (intro) - Benefits (benefits description) - Responsibilities (duties + supervisory note) - Skills (competencies) - Qualifications (education/experience) - Certifications - Computer Skills - Other Skills (maybe combine Other Skills and Bank Culture/Customer Service Skills? They are separate but both are skills. Could combine into Skills? But we already have Skills for competencies. Could rename "Additional Qualifications". However instruction: use headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. They gave examples but not strict; we can use those headings. They said use

      for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we should stick to those headings where applicable. So we have About the role, Responsibilities, Qualifications, Skills, Benefits. We can also use Requirements maybe for education/experience? But Qualifications is fine. We'll not create extra headings like Certifications etc unless we can fit under Qualifications or Skills. But we need to preserve all substantive info; we can embed details under Qualifications as subpoints using

      . That's acceptable. Thus sections:

      About the role

      intro paragraph

      Benefits

      • competitive total rewards package
      • generous benefits
      • compensation tailored to skills, experience, and education
      • Dream Manager program
      • one-on-one guidance from a nationally certified health and wellness coach
      • free access to certified financial professionals for future planning

      Responsibilities

      list of duties

      This job has no supervisory responsibilities.

      Skills

      list of competencies

      Qualifications

      maybe we need subheadings? But we cannot add extra headings beyond allowed? The instruction says use

      for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It doesn't forbid other headings, but suggests those examples. Safer to stick to those. So we can put all qualification details under Qualifications heading using

      with items for each subcategory. Thus under Qualifications: - Education and/or Experience: Bachelor's degree (B.A.) from four-year college or university preferred; minimum three years of banking experience required including recent bank BSA compliance experience within the last 12 months; or equivalent combination of education and experience. - Certifications: Certified Anti-Money Laundering Specialist (CAMS) and/or Certified AML and Fraud Professional (CAFP) certification preferred or willingness to obtain within a specified time (1 year). - Computer Skills: Knowledge of Internet, Outlook, Microsoft Word and Excel; ability to learn bank-specific software such as Verafin, IBS (Core), IBS (Teller Insight), etc. - Other Skills: Maintains proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act, USA Patriot Act, and OFAC as well as the bank’s policies and procedures. Understands how to operate all systems and software programs used to obtain customer information, transaction history, and archive reports used to gather information for the BSA program. - Bank Culture/Customer Service Skills: Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank. - Physical Demands: While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. - Work Environment: The noise level in the work environment is usually moderate. We could also include "Our Hiring Process" but that's procedural and maybe not needed; but it's substantive. However it's not among the example headings; we could omit as it's more about process. The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Hiring process is not exactly those but could be considered application instructions? It's about pre-employment screenings after conditional offer. Might be considered part of hiring process; but it's not exactly application instructions. However to be safe, we could include it under Qualifications? Not really. Might be better to omit as it's