Financial Crimes Compliance Investigator

About the role

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

The FCC Investigator is responsible for executing investigations related to anti-money laundering, counter financing of terrorism, and OFAC investigations playing a critical function in the execution of Texas Capital's responsibilities to monitor and report suspicious activities. The FCC Investigator compiles evidence and documentation in compliance with BSA/AML procedures and regulatory requirements. This role requires strong investigative, writing, and analytical skills. This role requires the ability to work independently to perform an assessment of any matter received from any source, conduct sufficient research and/or review to determine whether escalation is warranted. The FCC Investigator is also responsible for filing Suspicious Activity Reports (SAR) as required by BSA/AML regulatory requirements.

Responsibilities

• Maintain a well-informed and all-inclusive knowledge of current money laundering and terrorist financing behaviors, issues, criminal typologies, industry best practices, regulations, and developing trends
• Collaborate with business units to analyze trends in suspicious activity
• Liaise with Legal, Compliance, IT and other key stakeholders and partners with respect to technology projects and other initiatives impacting the FIU
• Assist in developing proactive initiatives
• Analyze and synthesize data and prepare presentation and reports for various governance and risk committees
• Ensure that all analysis is completed in a timely and efficient manner, while maintaining the highest standards for regulatory and compliance requirements
• Timely provide requested information to regulators and Internal Auditors
• Track and report Key Risk Indicators (KRIs)
• Complete Quality Checks (QCs) of alert reviews, investigations, and SARs
• Research, analyze, and investigate high risk customer/commercial account behavior for potential money laundering or terrorist financing related risks in accordance with Bank policies and procedures
• Ensure efficient identification and monitoring of suspicious activities and transactions
• Perform enhanced due diligence on high-risk individuals and businesses
• Flexible to perform other functions as requested by management

Qualifications

• Bachelor's degree (preferred in Finance, Accounting, Business, or Analytics, Computer Science); or equivalent combination of education, training, experience
• Minimum 5 years of work experience in financial crimes compliance and risk management or a related field
• Ability to self-direct and manage competing priorities on concurrent large, complex projects, initiatives and deliverables
• Strong technical proficiency in the use of MS Office products for reporting, data analytics, and presentations
• Advanced knowledge of AML/BSA laws and regulations relative to money laundering and terrorist financing
• Experience creating presentations and deliverables for senior stakeholders
• Experience and ability to create reports from large datasets of raw data
• Excellent written and verbal communications skills, attention to detail and strong time management skills
• Possess strong analytical thinking and critical reasoning skills
• Excellent interpersonal skills and ability to work effectively with colleagues across regions and Business Units
• Ability to effectively handle a fast-paced environment and successfully meet established deadline requirements
• Self-motivated, well organized, and ability to work independently
• Certification as an Anti-Money Laundering Specialist by ACAMS or equivalent AML Certification / license – or certification within first 12 months of employment
• Excellent organizational, time management and project management skills

Benefits

• Health insurance coverage
• Wellness program
• Fertility and family building aids
• Life and disability insurance
• Retirement savings plans with a generous 401K match
• Paid leave programs
• Paid holidays
• Paid time off (PTO)