Financial Crimes Investigator

About the role

NASA Federal Credit Union is seeking a detail-oriented, analytical Financial Crimes Investigator to support timely, risk-based investigations of suspected fraud and other financial crimes. This role works across internal teams, including Branch Operations, Consumer and Mortgage Lending, and Fraud Prevention, as well as with external vendors such as AutoPay, Lentegrity, and NCU-IASO.

Responsibilities

• Remains cognizant of and adheres to Credit Union policies and procedures, and regulations pertaining to the Bank Secrecy Act, OFAC, the Right to Financial Privacy Act, and Reg E.
• Works assigned cases and investigations to a logical conclusion.
• Maintains awareness of fraud trends and laws and regulations affecting financial institutions.
• Conducts investigative fact-finding by eliciting information through voluntary statements, and admissions from perpetrators or victims of financial crimes through structured, non-coercive conversational interviews.
• Documents case actions and provides detailed narrative summaries in a case management system.
• Communicates effectively and works collaboratively with all lines of business.
• Investigates suspicious accounts, loan fraud, credit card fraud, wire fraud, check fraud, ID theft, and other unauthorized or fraudulent activities.
• Responds to requests from other financial institutions asking for assistance with members with suspicious or fraudulent activity on their accounts.
• Contacts members via phone and in writing during investigation and responds to inquiries from members.
• Prepares suspicious activity reports (SARs) as appropriate within regulatory timeframes for filing a SAR.
• Provides case status reports to management upon request.
• Establishes good working relationships with local, state, and federal law enforcement personnel, and other financial institutions to facilitate the investigation of suspected fraud.
• Participates in continuing education to maintain awareness of fraud trends and laws and regulations affecting financial institutions.
• Represents the Credit Union in court proceedings when required by subpoena.
• Processes and submits Notices of Loss to the Credit Union’s insurance company for fraud losses.
• Prepares presentations and conducts training on various fraud related topics (e.g., Identity Theft, Robbery, Check Fraud, Loan Fraud, and Scams).

Requirements

• Bachelor’s degree in criminal justice, finance, accounting, business, or a related field preferred.
• Minimum four years of fraud, financial crimes, AML/BSA, banking operations, loss prevention, or comparable investigative experience in a financial institution or law enforcement environment.

Qualifications

• Active credential as a Certified Fraud Examiner (CFE) through the Association of Certified Fraud Examiners (ACFE), Certified Anti-Money Laundering Specialist (CAMS) or the Association of Certified Anti-Money Laundering Specialists (ACAMS), or Certified Internal Auditor (CIA).

Skills And Abilities

• Excellent oral and written communication skills.
• Proficiency in Microsoft Office Suite and use of the Internet.
• Ability to research and perform analysis independently by assessing available information.
• Demonstrate effective time management skills.
• Ability to work collaboratively across multifunctional teams.
• Manage multiple deadlines in a fast-paced and changing environment.
• Excellent organization skills.

Benefits

Our Generous Benefit Package Includes:

• Comprehensive healthcare
• 401(k) with employer match up to 6% and immediate 100% vesting
• Gain Sharing Bonus (eligibility rules apply)
• Health Insurance (Choice of two nationwide PPO plans)
• Dental Insurance: Generous employer contribution toward premium (HSA and FSA compatible)
• Vision Insurance: Generous employer contribution toward premium (HSA and FSA compatible)
• Long-term Disability Insurance
• Flexible Spending Medical Account (FSA)
• Flexible Spending Dependent Care Account
• Health Savings Account (HSA)
• Voluntary Supplemental Employee and Dependent Life Insurance
• Voluntary Short-term Disability Insurance
• Remote or Remote / Hybrid work options based on position
• Life Insurance/AD&D
• Sick and Safe Leave
• 11 Paid Holidays
• Education Assistance
• Employee Referral Bonus
• Employee Assistance Program
• Identity Theft Protection (Additional premiums to add family members)
• Pet Insurance
• Employee Discount Program
• Remote or Remote / Hybrid work options based on position

Salary

$60,000 - $ 110,000 / Annually

Schedule

Full-time

Pay

Commutable distance to our Corporate Office located in Upper Marlboro, Maryland.