Financial Consultant

Total Potential Annual Earnings

Total Potential Annual Earnings: $52,000 - $210,000.

Interviews and Profiles

• Interviews and profiles customers/prospects to determine investment and insurance needs
• Recommends appropriate products
• Makes appropriate referrals to branch or to others on regional Financial Group market team

Sales Meetings

• Met regularly with assigned branches to discuss sales ideas, referral opportunities, sales efforts, current investment climate, customer insights and results

Education and Experience

• Bachelor’s Degree or equivalent education
• Minimum 2-3 years investment and insurance sales experience required

Skills and Abilities

• Thorough knowledge of investment and insurance products and applicable securities and insurance rules and regulations
• Strong communication and PC skills
• Unblemished compliance record
• Demonstrated team player and high quality service provider

Unique Job Characteristics and Requirements

• NASD Series 6 and Life License
• Series 7 preferred if not Series 7 licensed, FC will be required to obtain license within 90 days

Tasks Performed

• 50% Interviews and profiles customers/prospects to determine investment and insurance needs, recommend appropriate products, and makes appropriate referral to branch or to other members of regional market team
• 20% Develops and executes individual business plan to meet sales goals
• 15% Monitors client investment performance and makes appropriate recommendations
• 10% Cultivates and fosters proactive relationships with staff of assigned branches with regular meetings to discuss sales ideas, referral opportunities, results of customer meetings, and promotional campaigns
• 5% Other duties as required

Physical Requirements

• Communicate effectively with internal and/or external customers
• Stationary 75% of time or greater
• Move objects to maximum 10 lbs

About NBT

NBT empowers people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success.

Wellbeing

• Generous time-off policies
• Wellness initiatives
• Flexible work arrangements

Community Involvement

• Empower employees to make a positive impact beyond the workplace

Culture

• Create a workplace where every voice matters and every team member feels empowered to contribute
• Foster an environment where employees are connected, inspired, and valued

Career Development

• Provide a wide variety of development programs and tools for employees to reach their full potential

Total Rewards

• Competitive compensation
• Comprehensive benefits
• Performance-based incentives
• Retirement plans
• Tuition reimbursement
• Employee Assistance Program (EAP)
• Pet insurance
• Financial and banking services benefits and financial planning assistance

Business Stability

• Stable financial institution
• Growing people and business
• Evolving processes
• Managing risk

Benefits for Full-Time Employees

• Generous Paid Time Off: At least 22 days annually, prorated in the year of hire
• Parental Leave: Six weeks of paid leave at 100% of your salary
• Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants
• Dental and Vision Coverage: Ensuring your overall health and well-being
• Voluntary Benefits: Including hospital, accident, and critical illness coverage
• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future
• Adoption Assistance: Supporting your growing family
• Tuition Reimbursement: Invest in your education and career growth
• Employee Assistance Program (EAP): Access to support and resources
• Financial and Banking Services: Various banking services benefits and financial planning assistance

Benefits for Part-Time Employees Working 20+ Hours/Week

• Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants
• Dental and Vision Coverage: Ensuring your overall health and well-being
• Voluntary Benefits: Including hospital, accident, and critical illness coverage
• Generous Parental Leave: Six weeks of paid leave at 100% of your salary

Benefits for All Part-Time Employees

• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future
• Paid Sick and Safe Leave: For your health and safety
• Employee Assistance Program (EAP): Access to support and resources
• Financial and Banking Services: Various banking services benefits and financial planning assistance