Financial Analyst (Senior)

Role: Senior Financial Analyst in the Technical Accounting & Modeling department, focusing on credit loss analytics and financial forecasting for consumer finance portfolios under USGAAP and IFRS standards. Responsibilities Perform credit loss forecast modeling, allowance estimation, and end-to-end analytics.Develop automated workflows, support data & analytics projects, and prepare audit-ready data packages.Manage quarterly credit loss reserve reporting, journal entries, and disclosures for SEC filings.Analyze originations, delinquency, charge-offs, default probabilities, and financial statements.Communicate insights to management, committees, and cross-functional teams. Qualifications & Skills Bachelor’s degree in finance, accounting, economics, or related field; certifications like CFA, CPA, CMA, MBA preferred.5+ years of experience in credit loss forecasting, financial modeling, and data analytics.Proficiency in Excel, Office Suite, ERP systems (SAP, Oracle), programming languages (Python, R, SAS), and visualization tools (Tableau, Power BI).Strong analytical, presentation, and communication skills, with ability to develop and refine data analytics methods. Work Environment: Hybrid work with remote flexibility up to 20%, based in Torrance, with minimal travel.