Financial Analyst

Responsibilities

• Assists the External and Regulatory Reporting teams with preparation of quarterly reports filed with the Securities and Exchange Commission (SEC), Federal Deposit Insurance Corporation (FDIC) and Federal Reserve Bank (FRB).
• Works closely with business partners throughout the bank as well as with the external auditors.
• Recurring work includes running detailed loan and deposit reports and net interest margin analyses used for quarterly reporting into regulatory agencies, the board of directors, and audit committee, as well as for monthly reporting into senior management.
• Prepares and reviews SEC reports and related disclosures, including, but not limited to Forms 10-Q, 10-K, 8-K (earnings releases), and other required filings.
• Prepares and reviews Regulatory reports and related disclosures, including, but not limited to the Call Report, FR Y9C, and FR Y9LP, and other related filings.
• Performs detailed tie-outs, reconciliations, and validation procedures to assess the accuracy and completeness of information used in reporting deliverables.
• Acts as a liaison between the External and Regulatory Reporting teams with duties including, but not limited to, reconciliations between reports filed under different sets of reporting instructions.
• Assists in the preparation of the quarterly reporting to the Bank’s and Company’s Board of Directors and Audit Committee.
• Prepares monthly financial reports and variance analyses for Senior Management and other stakeholders.
• Supports the design, maintenance, and enhancement of internal controls over financial reporting.
• Affords assistance with audit requests, preparation of supporting documentation, and maintenance of reporting control support files.

Qualifications

• Bachelor's degree in Accounting is required.
• Two years of progressively responsible professional experience in financial statement preparation and analysis.
• Experience in the banking or financial services industry is preferred.
• Certified Public Accountant (CPA) designation or equivalent is advantageous.
• Basic knowledge of SQL and databases is helpful.
• Familiarity with financial institutions and SEC/regulatory reporting requirements is essential.
• Excellent verbal and written communication skills, with the ability to collaborate effectively.
• Attention to detail, strong time management, and project management skills are necessary.
• Ability to exercise sound judgment and discretion with confidential information is crucial.
• Proficiency in Microsoft 365, especially Excel, for creating complex worksheets is helpful.