Field Examiner II

We are a hybrid, remote-office company with onsite locations in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA. Pathward is a financial empowerment company dedicated to creating financial inclusion for all™ by removing barriers to financial access and promoting economic mobility through responsible, secure, high-quality financial products.

About the Role

Field Exam is the focal point for controlling risk and disseminating information gained from onsite examinations of Pathward’s Working Capital Clients. This role educates, strategizes, and mentors those involved in the field exam process.

Responsibilities

• Represent the company at client and prospective client locations to physically review records and assets, verifying collateral position and confirming accuracy of financial information and reporting.
• Review and analyze performance of client's collateral.
• Verify the accuracy of the client's recordkeeping.
• Verify and analyze the client's reporting to the Bank; reconcile to the Bank's records if requested.
• Ensure the facility is managed in adherence with the approved client narrative.
• Perform survey exams at prospective borrower locations.
• Perform exams and work out transactions; recommend exit strategies to senior management.
• Spread and analyze client's financial statements to assess financial performance and cash flow.
• Communicate regularly with the Credit Department before, during, and after the field exam.
• Prepare clear and concise written reports summarizing results and recommendations.
• Schedule audits with clients.
• Track time spent at client locations to ensure proper billing to the client.
• Other duties as assigned.

Requirements

• Bachelor's degree or equivalent education and work experience.
• Typically, 3+ years of relevant experience with a bachelor's degree or equivalent.
• Action-oriented, detail-oriented, strong communication skills, and customer focus.

Pay

Salary range: $50,000 – $84,000. The range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by factors including a candidate’s experience, qualifications, skills, and location. This role is also eligible for an annual performance-based incentive opportunity.

Benefits

Pathward offers a comprehensive benefits package for eligible employees, including:

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• Additional benefits (not specified in detail)