Express Lender

About the Role

The Express Business Lender is responsible for the high-volume origination, underwriting, and management of commercial loans of $1,000,000 and under across small business, equipment finance, commercial real estate (CRE), and other business lending segments. This role drives scalable loan growth through a streamlined, efficient lending process while maintaining strong credit discipline. The Express Lender will actively prospect new business, develop relationships, and deliver a strong customer experience with fast turnaround times and consistent execution.

Responsibilities

• Generate new loan production with a focus on loans $1,000,000 and under across small business lending, equipment financing, CRE, and working capital lending.
• Actively prospect new clients through outbound calling, networking, and centers of influence.
• Maintain a consistent pipeline through proactive calling efforts and business development activity.
• Attend local networking events, community functions, and industry events to build presence and generate leads.
• Partner with retail, treasury management, and commercial banking teams to identify and convert opportunities.
• Develop and maintain strong relationships with new and existing customers.
• Cross-sell bank products and services including treasury management, deposits, merchant services, and wealth management.
• Deliver a strong customer experience through responsiveness, clear communication, and efficient execution.
• Underwrite loans using a standardized express credit framework.
• Utilize streamlined and automated tools where applicable to support credit decisions.
• Structure loans within policy guidelines while identifying and mitigating risk.
• Maintain strong credit quality within the portfolio and proactively manage emerging risks.
• Deliver fast turnaround times from application to approval and closing.
• Coordinate with credit, documentation, and closing teams to ensure a smooth process.
• Utilize systems and tools to enhance speed and consistency.
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position.
• Complete all other duties as assigned.

Requirements

• Bachelor’s degree in Business Administration, Finance, or Accounting preferred.
• NMLS certification may be required (or obtained upon hire).
• Minimum of three (3) years loan origination and/or credit analysis experience; formal commercial credit training preferred.
• Working knowledge of commercial credit structures and underwriting guidelines.
• Strong sales ability and analytical skills.
• Excellent interpersonal and people skills.
• Thorough knowledge of bank products and services.
• Strong sales drive and motivation to generate new business.
• Proven ability to prospect, cold call, and develop new relationships.
• Ability to balance speed, quality, and risk management.
• Highly organized with the ability to manage multiple deals simultaneously.
• Self-starter with the ability to work independently and within a team.

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.