Executive General Adjuster
Raphael & Associates · New York, NY · 2 wk ago
On-siteEducationFull-time
Responsibilities
- Investigate and evaluate insurance claims to determine coverage, liability, and extent of damages
- Review insurance policies, claim documentation, and supporting records to assess claim validity and exposure
- Conduct interviews with insureds, claimants, witnesses, contractors, and other involved parties
- Inspect damaged property and evaluate repair, replacement, and remediation costs
- Cook up coordination with engineers, consultants, attorneys, contractors, and other experts as needed
- Prepare detailed reports documenting findings, recommendations, and claim resolutions
- Negotiate settlements within established authority and recommend further action when necessary
- Maintain accurate reserves and monitor claim financials throughout the life of the file
- Participate in mediations, hearings, appraisals, and litigation support activities when applicable
- Ensure compliance with client guidelines, carrier requirements, and industry regulations
- Provide responsive communication and superior customer service to clients, insureds, and business partners
- Travel as required to inspect losses and support catastrophe response efforts
- Support special projects and operational initiatives as assigned.
- Maintain current knowledge of industry trends, policy forms, and claims practices.
Qualifications, Skills & Competencies
- Bachelor’s degree preferred or equivalent industry experience
- Appropriate state adjusting licenses as required
- Minimum of five (5) years of property and casualty claims adjusting experience, including handling complex or large-loss claims
- Experience with commercial, residential, and catastrophe claims preferred
- Strong analytical, investigative, and negotiation skills
- Excellent written and verbal communication abilities
- Able to manage multiple priorities and deadlines effectively
- Strong customer service and relationship management skills
- Detail-oriented with strong organizational skills
- Proficiency with Microsoft Office and claims management systems
- Able to work independently and collaboratively in a team environment
- Sound judgment and decision-making capabilities
- Able to work in both office and field environments
- Able to stand, walk, climb, bend, kneel, and lift as necessary to perform field inspections