Entry Level Underwriter

Underwriting Activities

• Reviews submissions, endorsement requests, and renewals for acceptability before quoting.
• Follows up with agents for additional information as necessary.
• Determines proper risk classification and uses company software to rate risks.
• Selects appropriate coverage structures for risks, including endorsements and exclusions, and develops proposed ratings.
• Makes underwriting decisions on routine risks and refers complex cases to appropriate resources.

Quoting

• Prepares and delivers quotes to agents within underwriting authority or with proper referral underwriting approval.
• Resolves outstanding concerns with agents and answers questions.
• Negotiates changes to quotes as appropriate.
• Explains commercial coverage to agents and brokers.

• Quality Control and Review

  • Performs quality control inspections of system-bound policies, endorsements, and renewals.
  • Reviews applications, agency correspondence, and other underwriting information to reconcile discrepancies and ensure accurate information.
  • Verifies proper rating classifications and codes of bound policies using various sources.
  • Handles problems and takes appropriate action on unusual discrepancies.
  • Initiates policy changes and takes underwriting actions within underwriting authority, including cancellations or non-renewals.

  Third Party Data

  • Utilizes third-party tools, data, and services to support better underwriting decisions.
  • Improves accuracy of rating/exposure information.
  • Produces better underwriting results.

  Quality Assurance and Testing

  • Participates in testing of rating, quoting, policy administration, and other software as required.
  • Completes assigned test cases within designated time frames.
  • Identifies potential problems and notifies testing coordinators.

  Benefits

  • Retirement and savings plan with a 5% company match.
  • Paid upfront education reimbursement program.
  • Health, dental, vision, life, and disability plans.
  • Career progression opportunities.
  • Hybrid work schedule.
  • Casual dress code.
  • Wellness program integrated into company culture.
  • On-site fitness center.
  • Online wellness portal.
  • Volunteerism and professional development opportunities through the Emerging Professionals Group.
  • Parking subsidy.