EMV Chip Profile Developer

About the role

As an EMV Chip Profile Developer, you will support the design, development, testing, and implementation of chip profiles used in payment cards. You will work closely with clients, vendors, product owners, and operations teams to translate business and technical requirements into compliant chip solutions. Your work helps deliver secure, accurate payment experiences, supports successful client EMV implementations, and helps ensure continuity and quality across plastic card production.

Responsibilities

• Gather and analyze client requirements, technical specifications, and industry standards to develop EMV chip profiles that align with business and compliance needs
• Design, configure, test, and implement chip profiles for debit and credit card programs in coordination with clients, vendors, and internal teams
• Translate technical requirements into profile logic, data mapping, and implementation documentation to support accurate delivery
• Partners with operations, clients, vendors, and internal teams to troubleshoot production issues and drive timely resolution
• Validate chip profile functionality through testing, defect analysis, and issue resolution across the implementation lifecycle
• Partner with product owners, software vendors, and output operations teams to support profile deployment and production readiness
• Communicate implementation status, technical specifications, risks, and dependencies to clients and project stakeholders
• Support medium-to-large-scale implementation projects by managing assigned deliverables, timelines, and quality standards

Requirements

• 2+ years of experience in analysis, coding, testing, and implementation within payment processing, card technologies, or a related financial technology environment
• 2+ years of experience working directly with clients to gather requirements, provide technical consultation, and support project delivery across the implementation lifecycle
• 2+ years of experience interpreting technical specifications, performing data mapping, and supporting system validation and defect resolution
• Experience working with EMV processing, authorization messaging, transaction flows, or chip and plastic card technology
• Experience reading and interpreting raw data in ASCII, EBCDIC, hexadecimal, or binary formats
• Experience using Microsoft Office tools to create documentation, track deliverables, and communicate project status
• Bachelor's degree in information technology, computer science, engineering, or a related field, or equivalent combination of education, related experience and/or military experience

Qualifications

• Experience validating transactions through 3270 screens
• Experience with Entrust Data Card or IDEMIA chip personalization platforms
• Experience supporting issuer implementations or card personalization processes
• Knowledge of EMV cryptographic keys and association chip profile specifications

Skills

• Strong analytical and problem-solving skills
• Excellent communication and collaboration abilities
• Proficiency in programming languages relevant to payment processing and card technologies
• Ability to work independently and as part of a team

Benefits

• Fuel Your Life program to support physical, financial, social, and emotional well-being
• Paid holidays and generous time away policies
• No-cost mental health support through Employee Assistance Programs
• Living Proof program to recognize extra effort with points redeemable for rewards
• Eight Employee Resource Groups to foster a collaborative culture and expand your network
• Unparalleled professional growth with training, development, and internal mobility opportunities
• Medical, dental, vision, life, and disability insurance options available from day one
• Retailer retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan
• Tuition assistance and reimbursement program