Electronic Payments Product Manager

Job Summary

This position is part of the Commercial Payments in KeyBank’s Corporate Bank. We provide our clients with best-in-class Treasury Services inclusive of payable and receivable solutions, Liquidity Solutions, Merchant Services, Corporate Cards, Foreign Exchange, and International Trade. The Product Manager provides support to the Sr. Core Treasury ACH & RTP Product Manager who owns the end-to-end product lifecycle—from strategy and design to delivery, performance, and ongoing optimization. In addition, this role will provide expertise in ensuring Key’s compliance with Nacha’s ACH Operating Rules & Guidelines and Real Time Payments (RTP) across the enterprise.

Core Responsibilities

• Partner with technology, compliance, sales, risk, and operations with ACH & RTP risk related questions
• Strengthening the control environment across Key related to ACH/Nacha Rules and RTP Operating Rules
• Ensure compliance with policies, risk, and regulatory standards related to payments
• Execute internal and external communications for any changes to Nacha Rules or RTP Rules across the lines of business who are impacted

Essential Job Functions

• Function as first line of defense for KeyBank to ensure adherence to Nacha ACH Operating Rules and RTP Rules across enterprise
• Identify and execute any internal findings / gaps related to ACH & RTP policies and procedures to support a best-in-class payable product offering, aligned with Key’s strategic initiatives
• Ensure strict adherence with product policies and guidelines to meet all legal, compliance, and audit standards
• Prepare business reviews to highlight findings and recommendations to management
• Deliver training internally and externally to convey an understanding of the product’s risks
• Support the sales force in selling the products and articulating the benefits to clients
• Develop and maintain product collateral, internal procedures, client and market communications to support the sales and product rollout processes
• May serve as a Project Manager on product-related initiatives across various channels
• Partner with operational payment risk and first line of defense risk to lay out strategy across Key for adherence to ACH and RTP Payment Operating Rules

Required Qualifications

• Undergraduate degree required, MBA preferred, or equivalent work experience
• Minimum 3 years of experience in financial services, risk management, or treasury management related to payments/money movement
• Accredited ACH Professional (AAP) or 3 years of experience in ACH related operations or product and/or Accredited Faster Payment Professional (AFPP) preferred

Skills

• Strategic thinking + execution
• Data-driven decision making: Excellent problem solving and quantitative skills
• Payment Risk expertise: Understanding of Payment Products and segment needs through demonstrated portfolio management experience
• Communication and stakeholder alignment: Demonstrated communication. Must be able to partner across lines of business and communicate effectively across risk and compliance stakeholders
• An ability to champion change, influence others, and foster teamwork
• Entrepreneurial Mindset. Ability to identify business opportunities, develop a strategic plan to capitalize on those opportunities, and tactically implement the plan
• A team player with proven ability to build strong collaborative relationships with internal partners including finance, technology, operations, sales, marketing, legal, compliance, and other internal and external partners including vendors
• Proficiency with Microsoft Office, data query, and reporting knowledge

Compensation And Benefits

This position is eligible to earn a base salary in the range of $80,000.00 - $150,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible.

Job Posting Expiration Date

09/16/2026