DSCR Loan Officer
Asset Based Lending · Jersey City, NJ · 3 wk ago
HybridSales$50k/yrFull-time
Position Overview
Asset Based Lending, LLC is seeking a highly motivated and results-driven DSCR Loan Officer to join our Inside Sales Team. This role is focused exclusively on originating Debt Service Coverage Ratio (DSCR) loans for real estate investors nationwide.
Responsibilities
- Originate and close DSCR loans for residential real estate investors.
- Respond promptly to inbound leads and inquiries.
- Conduct outbound prospecting to investors, brokers, and referral partners.
- Educate borrowers on DSCR loan products, guidelines, and financing strategies.
- Structure loan scenarios and collect necessary documentation.
- Manage loan opportunities from initial inquiry through submission.
- Maintain accurate records and pipeline management within CRM systems.
- Work collaboratively with Processing, Underwriting, and Closing teams to ensure an exceptional borrower experience.
- Consistently meet or exceed monthly production and activity goals.
- Participate in sales meetings, training sessions, coaching programs, and ongoing professional development initiatives.
Qualifications
- Previous mortgage, real estate, banking, or financial sales experience preferred.
- Experience with DSCR, Non-QM, investment property lending, or residential mortgages is highly preferred.
- Strong phone presence and consultative sales skills.
- Ability to work independently while thriving in a team-oriented environment.
- Excellent communication, organizational, and follow-up skills.
- Highly motivated with a competitive and goal-oriented mindset.
- Familiarity with CRM systems and mortgage technology platforms is preferred.
Compensation
- Base Salary: $50,000 annually
- Commission: Standard Loan Officer Compensation Plan
- Uncapped earning potential based on production
- Access to company-generated opportunities and marketing support
- Full benefits package including medical, dental, vision, and retirement benefits
Why Join Asset Based Lending?
- Industry-leading DSCR and bridge loan products
- Strong brand recognition and nationwide platform
- Dedicated Processing, Underwriting, and Closing support
- Proven lead generation and marketing infrastructure
- Career advancement opportunities within a rapidly growing organization
- High-performance culture focused on accountability, growth, and success