Jobs · Sales · New Jersey

DSCR Loan Officer

Asset Based Lending · Jersey City, NJ · 3 wk ago
HybridSales$50k/yrFull-time

Position Overview

Asset Based Lending, LLC is seeking a highly motivated and results-driven DSCR Loan Officer to join our Inside Sales Team. This role is focused exclusively on originating Debt Service Coverage Ratio (DSCR) loans for real estate investors nationwide.

Responsibilities

  • Originate and close DSCR loans for residential real estate investors.
  • Respond promptly to inbound leads and inquiries.
  • Conduct outbound prospecting to investors, brokers, and referral partners.
  • Educate borrowers on DSCR loan products, guidelines, and financing strategies.
  • Structure loan scenarios and collect necessary documentation.
  • Manage loan opportunities from initial inquiry through submission.
  • Maintain accurate records and pipeline management within CRM systems.
  • Work collaboratively with Processing, Underwriting, and Closing teams to ensure an exceptional borrower experience.
  • Consistently meet or exceed monthly production and activity goals.
  • Participate in sales meetings, training sessions, coaching programs, and ongoing professional development initiatives.

Qualifications

  • Previous mortgage, real estate, banking, or financial sales experience preferred.
  • Experience with DSCR, Non-QM, investment property lending, or residential mortgages is highly preferred.
  • Strong phone presence and consultative sales skills.
  • Ability to work independently while thriving in a team-oriented environment.
  • Excellent communication, organizational, and follow-up skills.
  • Highly motivated with a competitive and goal-oriented mindset.
  • Familiarity with CRM systems and mortgage technology platforms is preferred.

Compensation

  • Base Salary: $50,000 annually
  • Commission: Standard Loan Officer Compensation Plan
  • Uncapped earning potential based on production
  • Access to company-generated opportunities and marketing support
  • Full benefits package including medical, dental, vision, and retirement benefits

Why Join Asset Based Lending?

  • Industry-leading DSCR and bridge loan products
  • Strong brand recognition and nationwide platform
  • Dedicated Processing, Underwriting, and Closing support
  • Proven lead generation and marketing infrastructure
  • Career advancement opportunities within a rapidly growing organization
  • High-performance culture focused on accountability, growth, and success

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