Director, Underwriting

Communities & Culture

Foster a culture of accountability, learning, innovation, and continuous improvement across the underwriting organization.

Accountabilities

• Lead and develop multiple underwriting teams, including production underwriting, auditing, and project-focused underwriting functions, ensuring alignment with underwriting philosophy and business objectives.
• Oversee complex risk assessments involving medical, non-medical, and financial information to support accurate acceptance, modification, or decline decisions.
• Develop and refine underwriting guidelines, processes, and programs to improve efficiency, consistency, and scalability.
• Maintain strong relationships with external insurance partners, carriers, and reinsurers while supporting strategic business initiatives.
• Identify, evaluate, and implement new third-party data solutions and technologies that enhance underwriting capabilities.
• Partner with actuarial teams to analyze mortality performance, identify trends, and provide insights that support risk management decisions.
• Collaborate with engineering and product teams as a subject matter expert to improve digital underwriting experiences and develop new insurance offerings.

Requirements

• Experienced underwriting leader with a strong background in life insurance, team management, and technology-driven innovation.
• 10+ years of experience in life insurance underwriting within a leading carrier, reinsurer, or similar organization.
• 6+ years of experience managing and developing underwriting teams.
• Proven experience creating and implementing underwriting guidelines, programs, and risk frameworks.
• Strong understanding of accelerated underwriting models, digital insurance processes, and third-party evidence providers.
• Demonstrated ability to use data and analytics to identify opportunities, improve processes, and support business decisions.
• Experience leading teams through change and building high-performing, collaborative environments.
• Strong communication and stakeholder management skills, with the ability to explain complex underwriting concepts clearly.
• Strategic mindset with a passion for innovation, customer-focused solutions, and continuous improvement.

Benefits

• Competitive base salary range of $100,000 - $230,000, with eligibility for equity and additional benefits.
• Remote work flexibility with support for a distributed workforce.
• Comprehensive medical, dental, and vision coverage for employees and families.
• Flexible paid time off, including a company-wide winter holiday closure.
• 401(k) retirement plan with company matching contributions up to 4%.
• Stock option opportunities to participate in company growth.
• Paid parental leave, including support for birth, adoption, and fostering.
• Monthly wellness reimbursement through a dedicated employee wellness program.
• Remote work stipend to support home office needs.
• Company-wide events and opportunities to connect with colleagues.
• A collaborative, inclusive workplace focused on innovation and employee growth.