Director, Product Management

Overview

Achieve is a leader in digital personal finance, offering innovative solutions like home equity and personal loans, and debt relief. Founded in 2002, we have grown into one of the largest private consumer fintech unicorns in the US, with over $40B in enrollments for our debt resolution services and over $11Bn in personal and home loans originations.

Job Description

We are currently undergoing a massive transformation to become a digital-first, AI-enabled lending powerhouse. Our mission is to solidify our position as the leading platform in Consumer Liability Optimization. Our Lending Product organization supports our market growth through a Direct-to-Consumer (D2C) platform and a technology-first Third-Party Originations (TPO) channel.

Role

The Director of Product Management serves as a senior leader within our Lending Product organization. You will drive the product strategy, architectural vision, and commercial success for our foundational lending product lines, including HELOCs, mortgage loans, personal loans, and new financial products. You will also build, scale, and mentor a world-class product management organization.

Organizational Leadership & Scaling

• Build, scale, and mentor a world-class, multi-layered product management organization.
• Establish a high-performance culture rooted in operational discipline, continuous talent development, and product management excellence.

Lending Product Strategy

• Define and champion the long-term product vision, strategy, and investment roadmap for the Lending Product organization.
• Ensure the portfolio balances immediate commercial scaling with long-term foundational technical architecture.

Lending Platform Modernization

• Provide leadership and direction for the development of our next-generation, API-first lending architecture.
• Drive the modernization of our core lending origination systems, automated decisioning frameworks, real-time pricing engines, and external partner ecosystems.

Accountability

• Be accountable for the business performance of Lending product lines, tracking core metrics including funnel performance, close rates, time-to-fund, and product profitability.

Cross-Functional Synchronization

• Act as a critical liaison between Product and key executive stakeholders in Marketing, Capital Markets, Credit Risk, Legal & Compliance, Sales, and Operations.
• Ensure complex industry regulations are met and seamlessly integrated into scalable, friction-free customer software experiences.

Market Leadership & Innovation

• Drive the adoption of emerging technologies, modern data/analytics capabilities, and alternative data underwriting methods to stay ahead of fintech competitors and shifting macroeconomic conditions.

Qualifications

• Technical & Leadership Competencies:
  • Domain Expertise: Deep knowledge of the end-to-end digital consumer lending lifecycle, automated credit risk rules engines, modern loan origination technology stacks, secondary market/capital market constraints, and equity/unsecured debt products.
  • Architectural Vision: Proven experience overseeing complex API-first platform transformations, modern cloud architecture transitions, and enterprise-level data layer definitions.
  • Executive Presence & Influence: Exceptional track record of presenting to, influencing, and aligning C-suite executives and regulatory bodies on highly strategic, high-capital decisions.
  • Execution Excellence: A proven leader who has successfully taken product lines from zero-to-one, as well as scaled consumer facing lending platforms.

Additional Information

• All your information will be kept confidential according to EEO guidelines.
• We offer a variety of benefits including a 401(k) with employer match, medical, dental, and vision coverage with HSA and FSA options, competitive vacation and sick time off, and pet care discounts.
• We are committed to diversity and inclusion and provide resources for mental and physical health wellness, employee assistance programs, and a flexible work schedule.
• We are proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas.
• We are offering hybrid options in the San Mateo, CA and Phoenix, AZ metro market, and work from home options in other locations throughout the country.
• The salary range for this role is $200,000 - $240,000 + bonus + benefits.