Director, Loan Accounting

About the role

Figure is hiring a Director, Loan Accounting to lead accounting across loan related products, including Figure Connect and tokenized financial products. You’ll own core close processes, build scalable infrastructure, and partner cross-functionally to support a rapidly growing, blockchain-enabled platform.

Responsibilities

• Take full accountability for month-end close across loan accounting, this means owning the outcome, not just overseeing the process.
• Prepare and deliver clear and concise reporting on close status, open items and risk areas to the Controller, escalating issues proactively with recommended solutions.
• Oversee accounting for loan origination, servicing, and sales with meticulous attention to accuracy and completeness.
• Accountable for the accuracy, completeness and timeliness of financial statements, ensure all loan positions are well supported and audit ready documentation at every close.
• Design accounting frameworks and policies that are built to scale, anticipating the needs of a growing business, not just solving for today.
• Partner with Technical Accounting to establish and maintain policies and controls that hold up under audit and regulatory scrutiny.
• Support new product launches by thinking through the full accounting lifecycle from day one, so that downstream processes are clean and defensible from the start.
• Evaluate accounting implications from inception and ensure loan product flows are accurately reflected in the ledger from day one.
• Manage and grow a high-performing accounting team, setting clear expectations and holding people accountable with both directness and care.
• Leverage large, complex data sets to investigate and resolve reconciliation variances, driving root cause analysis and implementing long term solutions.
• Work with the Director of Internal Controls on design, documentation, and ongoing monitoring of SOX controls across loan accounting processes to ensure control effectiveness and audit readiness.

Qualifications

• 10+ years of progressive accounting experience, including at least 5 years in a people management role - ideally in fintech, loan accounting, or a high-growth environment.
• Deep knowledge of GAAP financial reporting, loan accounting, and reconciliation management at scale.
• Demonstrated experience designing and improving accounting systems and workflows, not just operating within them.
• Strong analytical skills with demonstrated ability to work through large data sets to resolve complex reconciliation variances.
• Exposure to digital assets, crypto, or blockchain-based systems preferred but not required.
• Experience with SOX compliance, including maintaining controls in a public company or pre-IPO environment.
• Strong written and verbal communication skills, with a track record of reporting financial status and risk clearly to Controllers, CFO or equivalent management.
• Experience Collaborating directly with Product and Engineering teams, with the ability to translate accounting requirements into system and operational design.