Director, Life Underwriting

At Corebridge Financial, we believe action is everything. That’s why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow.

We align to a set of values that are the core pillars defining our culture and helping bring our brand purpose to life:

• We are stronger as one: We collaborate across the enterprise, scale what works, and act decisively for our customers and partners.
• We deliver on commitments: We are accountable, empower each other, and go above and beyond for our stakeholders.
• We learn, improve, and innovate: We get better each day by challenging the status quo and equipping ourselves for the future.
• We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work.

Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement, and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise, and deep distribution relationships, we are well positioned to serve growing market needs.

About The Role

The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best-in-class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. This role requires a customer-centric and relationship-focused attitude, excellent communication skills, and accountability for accurate and prompt processing. This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers, and NMO’s/Firms.

Responsibilities

• Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
• Analyze complex information and interpret it to reach comprehensive medical and financial assessments based on company guidelines and policy.
• Effectively manage change, defuse conflict, and negotiate positive results.
• Take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
• Manage a large caseload in an organized manner.
• Demonstrate superior technical underwriting knowledge and skills.
• Provide training to internal and external customers on underwriting topics.
• Independently and effectively interact with a sophisticated field force dealing with an upscale market.

Qualifications

• Experience with brokerage distribution marketplace.
• 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
• Required approval authority up to $10,000,000.
• FLMI, FALU, and/or CLU designations preferred or progress toward these designations.

Pay

The anticipated base salary range for this position is $128,000 to $138,000 at the commencement of employment. Not all candidates will be eligible for the upper end of the salary range. The actual compensation offered will ultimately depend on multiple factors, including the candidate’s geographic location, skills, experience, and other qualifications. In addition, the position is eligible for a discretionary bonus in accordance with the terms of the applicable incentive plan.

Benefits

• Health and Wellness: Range of medical, dental, and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being.
• Retirement Savings: Competitive 401(k) Plan with a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately.
• Employee Assistance Program: Confidential counseling services and resources available to all employees.
• Matching Charitable Donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000.
• Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where they live and work.
• Paid Time Off: Eligible employees start with at least 24 Paid Time Off (PTO) days.

Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s), and Company policy.