Director, Legal Counsel-Capital Markets

About the role

Job Summary: PayPal is seeking a seasoned capital markets attorney to join its Legal team. This role reports to the Vice President, Consumer Financial Services Legal, and will serve as the primary legal advisor on capital markets transactions supporting PayPal's consumer lending and credit businesses, including its Buy Now Pay Later, credit card, and working capital products offered in the US and internationally.

Essential Responsibilities:

• Provide strategic legal advice and support to senior management, influencing business strategy and decision-making.
• Anticipate regulatory and legal risks, and proactively design strategies to manage them.
• Manage escalations, collaborate across other teams and develop solutions to enable business partners to achieve their goals.
• Develop a strong rapport and working relationship with business counterparts across the enterprise to help drive the delivery of effective legal services.
• Ensure compliance with relevant laws and regulations, leading the adoption of cutting-edge legal technologies and best practices.
• Manage legal risks and safeguard PayPal's legal interests, developing forward-looking risk management strategies.
• Provide key inputs as an industry leader and expert, staying ahead of legal trends and influencing industry standards.

Qualifications

• 10+ years relevant experience and a Juris doctorate degree OR Any equivalent combination of education and experience.

Preferred Qualifications

• Demonstrated experience with consumer loan securitization or asset-backed finance, including familiarity with credit card ABS, personal loan ABS, or BNPL-related financing structures.
• Working knowledge of the regulatory environment governing fintech-bank partnerships, including bank partnership lending models and the role of originating bank partners in the capital markets context.
• Strong drafting skills and experience managing complex, multi-party transaction processes under time pressure.
• Ability to translate sophisticated legal and structural analysis into clear, actionable advice for business, legal and finance stakeholders.
• Demonstrated ability to manage complex, multi-jurisdictional transactions; international experience is a plus.