Director-Audit

About the role

The Internal Audit Group at American Express is a worldwide function with 400+ team members and offices across nine countries within American Express. Our mission is to protect and enhance organizational value by providing independent, objective, risk-based assurance, advisory services and to influence the way the company manages risk. We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group.

Responsibilities

• Define and execute the Internal Audit coverage strategy for Liquidity Risk Management (LRM), Interest Rate Risk in the Banking Book (IRRBB), and Corporate Planning & Analysis (CP&A), including relevant Second Line functions.
• Develop and deliver an integrated, risk-based annual audit plan across First and Second Lines, coordinating with broader Internal Audit teams, incorporating current regulatory expectations and industry developments.
• Oversee global audits across LRM, IRRBB, and CP&A, covering all stages of audit execution, and provide effective challenge to stakeholders to assess governance, risk management, and control effectiveness, while identifying improvement opportunities across key processes (Internal Liquidity Stress Test (ILST), Contingency Funding Plan (CFP), IRRBB measurement and modeling, short- and long-term planning, etc.).
• Validate remediation of audit and regulatory findings to ensure issues are sustainably addressed.
• Build strong stakeholder relationships across senior leadership (including regulatory bodies), and maintain a deep understanding of the business model, key risks, control environment and changes in the evolving regulatory landscape.
• Lead, develop, and manage a global audit team, ensuring high-quality execution, adherence to standards, and ongoing capability building through effective coaching, mentoring and development of junior colleagues, in geographically diverse locations.
• Drive innovation in audit through the adoption of data analytics and GenAI to enhance audit quality, efficiency, and insights in support of the department’s NextGen initiative.

Qualifications

• Bachelor’s degree in accounting, economics, or finance.
• 7+ years of relevant work experience leading a team of internal audit professionals covering treasury risk portfolios (across capital / liquidity / IRRBB) OR significant experience leading teams in a 1st or 2nd LoD-aligned Treasury control management function covering Liquidity / IRRBB risks at a major financial institution in the U.S. (i.e., Category I, II or III banking institution under the Tailoring Rules).
• Deep knowledge of US liquidity risk regulatory requirements including the Enhanced Prudential Standards (Regulation YY), Reg WW (Liquidity Risk Management Standards), FR 2052a Reporting Instructions, and Recovery and Resolution Planning [165(d)].
• Significant experience with FP&A / Corporate Planning functions, including strategic planning, analysis, board oversight, allocating balance sheet and enterprise-wide resources, setting hurdle rates and return targets.
• Experience validating internal controls and deep understanding of risk assessment concepts to assess and challenge the existing controls framework supporting the management of risks.
• Strong people skills, with proven ability to lead team members in a way that encourages collaboration and delivers results, and an ability to coach and mentor junior colleagues and co-sourced resources effectively.
• Proven ability to work independently, within a team and across teams in a challenging environment to drive business results, and the ability to manage competing priorities and employ creative thinking to lead and manage multiple projects.
• Strong written and verbal communication skills that deliver quality, actionable and impactful feedback to management on potential control issues and solutions to close gaps.

Preferred Qualifications

• CFA, CPA, CIA, CRMA, FRM certifications.
• Experience working with U.S. regulatory examiners and understanding of regulatory expectations.
• Strong background in liquidity risk management and IRRBB, including ILST, modeling (e.g., EVE/EVS), risk measurement, balance sheet management, and related regulatory reporting (e.g., LCR, FR 2052a).
• Proficiency in data analytics, visualization, and technology tools, with the ability to translate complex data into actionable risk insights and recommendations.
• Background in information systems, data analytics, or technology, with strong problem-solving skills and understanding of risk and control frameworks.