Direct Loan Closing Coordinator I
Founded in 1969, CGB Enterprises, Inc. is an innovative and progressive leader in the grain and transportation industries, celebrating over 50 years of strength and stability. AgriFinancial, a subsidiary of CGB Enterprises, Inc., is a premier, nationwide ag lender offering flexible financial solutions and expertise to help landowners achieve their goals.
About the role
Play a key role in delivering a seamless lending experience by managing loan documentation, coordinating closings, and ensuring clear titles. Collaborate with industry professionals and leverage your attention to detail to keep systems accurate and processes efficient. This role is primarily responsible for coordinating all aspects of finalizing the loan closing process.
Responsibilities
- Gather, review, prepare, and submit relevant loan information and documentation to maintain up-to-date loan files and Customer Relationship Management (CRM) systems.
- Coordinate the loan closing process with Regional Sales Officers (RSO), Underwriters, Investors, Title Agents/Attorney Offices, and other involved parties.
- Order and review title commitments, real estate title documents, Uniform Commercial Code filings, fixture filings, and other related documents to clear unsatisfactory title exceptions and verify collateral lien position.
- Obtain Evidence of Insurance and verify adequate coverage of structures.
- Prepare closing documents.
- Collaborate with Title Agents/Attorneys, AgFi Management, and AgFi Counsel to clear any issues and obtain clear Title prior to funding.
- Ensure closing documents are prepared timely and according to approved closing instruction letters, approval letters, and commitment letters.
- Perform quality control audits of final loan document delivery to Investor and Post Closing Loan Coordinator.
- Other duties as assigned.
Requirements
- High School Diploma or equivalent, or equivalent training and work experience.
- 1 year of experience in loan processing and/or loan closing or a related field.
- Experience or exposure with legal documents, title work, and agriculture is a plus.
- Knowledge of loan closing and loan delivery, whole loan and portfolio due diligence, and mortgage laws, regulations, principles, policies, and procedures regarding commercial lending.
- Proficient computer skills, including working knowledge of Microsoft Office Suite (Excel, Word, Outlook) and role-specific software programs (e.g., Laser Pro), or ability to learn.
Skills
- Effective interpersonal, oral, and written communication skills with the ability to interact with all levels of people within and outside the organization.
- Strong time management skills with the ability to prioritize and multi-task.
- Strong organizational skills.
- Ability to learn and understand basic knowledge of investor guidelines and legal requirements.
- Ability to consistently exhibit qualities aligned with company philosophies to ensure exemplary service levels.
- Ability to build relationships with internal and external customers.
- Ability to work well both independently and within a team environment.
Physical Demands & Requirements
- Sedentary work: exerting up to 10 pounds of force occasionally and/or negligible force frequently to lift, carry, push, pull, or move objects.
- Ability to stand or sit constantly/continuously.
- Hearing: perceiving sounds at normal speaking levels with or without correction; ability to receive detailed information through oral communication.
- Close visual acuity for preparing and analyzing data, transcribing, viewing a computer terminal, and extensive reading.
Environmental Conditions
- Work primarily indoors in a normal office environment with limited extremes in heat and/or cold, moderate noise.
- May require work both inside and outside in heat/cold, wet/humid, and dry/arid conditions.
- Frequent use of personal protective equipment may be required.
- Travel may be required for meetings and trainings.
Pay
The expected base pay range for this role is $23.40 - $29.28 per hour. Actual pay offered may vary depending on work location, job-related knowledge, skills, and relevant experience.
Benefits
- Outstanding 401(k) retirement plan with company contributions.
- Medical, prescription drug, dental, vision, life, and disability benefits.
- Flexible spending accounts.
- Paid leave (holidays, vacation, sick).
- Wellness programs.
- Recognition programs.
- Community involvement opportunities.