Digital Assets Compliance

The Role

This role will serve as a subject matter expert with deep specialization in digital assets compliance. You'll be embedded within our financial crimes team, developing the Bank's standards for monitoring and controlling the AML and sanctions risks inherent in the bank's stablecoin infrastructure, payment rails, and crypto-enabled banking products.

What This Role Is Not

This is not a securities or broker-dealer compliance role. Many crypto compliance professionals to date have focused on securities regulations for trading platforms and custodial services, but we're not looking for expertise in custody, capital markets, or investment products. We need someone who understands the AML and sanctions tooling and controls for payments, and how digital assets interact with traditional payment systems — not someone who's spent their career navigating SEC rules for crypto exchanges.

What You’ll Do

• Operate compliance infrastructure
• Operate the AML/BSA monitoring capabilities for stablecoin and crypto payment products in accordance with the GENIUS Act and Bank Secrecy Act requirements and the Bank's existing AML program
• Refine and maintain a comprehensive sanctions compliance program for digital assets, including blockchain analytics, wallet screening, and sanctions risk management specific to crypto payment flows
• Expand our existing suspicious activity monitoring and sanctions screening tools and processes to blend digital asset-specific workflows
• Develop, test, and tune new blockchain monitoring rules
• Own monthly metric reporting on stablecoin-specific activity
• Build out stablecoin-specific operational policies and procedures
• Stay on top of emerging risk trends in digital assets and update the program accordingly
• Serve as the primary AML subject matter advisor to product and engineering teams building the stablecoin infrastructure
• Translate regulatory requirements into concrete technical specifications (e.g., "we need the ability to freeze tokens within X minutes of receiving a court order")
• Conduct compliance reviews of new product features and partnerships before launch
• Partner with our bank compliance team to ensure our crypto program integrates seamlessly with Column's existing BSA/AML framework
• Provide guidance on due diligence evaluation requirements for customers using stablecoin rails
• Respond to RFIs from partners on our stablecoin compliance program
• Develop and run our crypto investigations portfolio
• Perform extensive investigations related to transaction monitoring and screening that could implicate potential money laundering, fraud, or terrorist financing
• Prepare and document triage investigations and their dispositions according to FinCEN/FFIEC expectations and Bank procedures
• Review transaction and wallet screening reports for potential OFAC violations and report potential true positives to the BSA Officer
• Draft RFIs to partners and monitor for response
• Refine investigation procedures based on operational learnings
• Build out our incoming and ongoing training program for crypto investigations and crypto broadly

Requirements

• 4-5+ years of experience in financial crimes compliance, with at least 3 years working on digital assets, crypto, or blockchain-related compliance; must include some experience in investigations
• Expert knowledge of BSA/AML requirements and how they apply to digital assets under existing regulatory and industry standards
• Strong understanding of stablecoin mechanics, blockchain technology, and crypto payment flows
• First-principles thinker who can design robust systems from scratch, not just operate existing playbooks
• Strong technical aptitude — comfortable working with engineering teams to build compliance into product architecture
• Comfortable operating in ambiguity and making risk-based decisions with incomplete information
• High EQ and strong stakeholder management skills; can build trust with regulators, auditors, and internal teams

Benefits

• Comprehensive health, dental, and vision plans, including options that are 100% covered by Column for you and 100% covered for your dependents!
• Comprehensive family planning and fertility benefits via partnership with Carrot, including reimbursement of up to $20,000 in qualified expenses
• Up to $2,000 (post-tax) monthly rent subsidy for employees living within 2 miles of Column’s office
• 💳 FSA and HSA account options to enable use of pre-tax money for medical and dependent care expenses
• 📈 401k plan, including self-directed brokerage options
• 🌴 Flexible time-off policy - take the time off that you want and need to relax and recharge
• 👶 100% paid parental leave, including 16 weeks for birth mothers, 12 weeks for primary caregivers, and 8 weeks for secondary caregivers