Deposit Operations Specialist

We are seeking a highly skilled Deposit Operations Specialist with strong experience in core banking operations, fraud compliance, legal processing, and digital payment troubleshooting.

Responsibilities

• Perform core deposit operations and processing activities
• Handle fraud compliance cases and operational risk investigations
• Process legal requests including subpoenas, levies, and regulatory inquiries
• Manage unclaimed property filings and dormant account monitoring
• Support digital payment platforms and troubleshoot payment issues
• Process ACH, wire transfers, and internal banking transactions under dual control
• Perform ATM and teller reconciliation activities
• Handle POS disputes, return mail research, and mobile deposit processing
• Maintain compliance with banking regulations including BSA, OFAC, Regulation E, Regulation CC, Regulation DD, and Reg Flag
• Ensure accurate documentation, file maintenance, and exception item processing
• Serve as escalation point for operational and customer inquiries

Requirements

• Mandatory UMACHA Accredited ACH Professional (AAP) certification
• Mandatory UMACHA National Check Professional (NCP) certification
• 3-5+ years of banking operations experience
• Strong experience in core processing and deposit operations
• Experience in fraud compliance and banking risk management
• Experience handling legal banking requests (subpoenas, levies, garnishments)
• Experience with ACH processing and wire transfers under dual control
• Strong knowledge of banking regulations (BSA, OFAC, Regulation E, CC, DD, Reg Flag)
• Experience in digital payment platforms and troubleshooting
• Strong attention to detail and operational accuracy in a regulated environment
• Ability to work onsite full-time in White Bear Lake, MN

Schedule

• Monday - Friday 8:30 AM - 5:00 PM

Work Environment

• Onsite banking operations environment
• Regulatory and compliance-driven role
• High attention to detail required
• Customer and internal escalation handling

Benefits

• Medical, Dental, Vision
• Life Insurance
• Paid Vacation
• Paid Holidays
• 401K