Data Scientist

Key Responsibilities

• Partner with senior scientists to forecast cash flows and other drivers of business health using statistical and ML modeling.
• Design and build models that make our capital products better for customers and deliver positive return assets.
• Sharper pricing, lower losses, growth and offers that fit how SMBs actually run.
• Proactively mine our datasets for insight, and prototype new models that move the needle for customers and the business.
• Own model outcomes end-to-end. Not just deployment bespoke to the platforms Pipe serves (e.g., UberEats and Housecall Pro), but ongoing performance, residual analysis, drift detection, and the judgment calls about when a model needs to be retrained, replaced, or retired.
• Work closely with product, risk peers and engineering to make this real in production.

Qualifications

• 3-5+ years building ML models, including training, evaluation, and deployment.
• Fluency in Python and the standard stack (NumPy, Pandas, scikit-learn, etc.).
• Working comfortably with agentic coding tools (Claude Code, Cursor, or similar) and standard dev tooling (GitHub, VS Code).
• Strong fundamentals in probability, statistics, and machine learning.
• Clear written and verbal communication; comfortable collaborating across functions and surfacing progress, tradeoffs, and results.
• Bachelor's in CS, Applied/Financial Math, Statistics, Economics, or a related technical field. Master's is a plus, not a requirement.
• Bonus: prior experience in credit risk modeling, underwriting, or adjacent risk decision sciences (insurance pricing, actuarial, fraud) is a strong plus.

Compensation And Benefits

We are a fully remote company and we believe in taking care of our employees. As a Pipe employee, you’ll receive:

• The best equipment to help you do your job.
• Flexible vacation and work hours. We believe in a healthy work-life balance (really!)
• Excellent health, dental, and vision insurance.
• Generous parental leave for anyone who is growing their family, regardless of gender.
• Great colleagues! We value a culture of authenticity, humility, and excellence.

In General, You Will Be Successful At Pipe If You want to make a real dent at a fast-moving company.

You hold yourself and your teammates to a high bar.

You have a strong technical foundation and want to put it to work helping customers succeed.

You take end-to-end ownership and like working across functions.

You want to be in an environment that values and rewards excellence.

The annual US base salary range for this role is $150,000 - $180,000. This salary range may be inclusive of several career levels at Pipe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location.