Cyber Underwriter
Ryan Specialty is seeking a Cyber Underwriter to join our growing Cyber team. This role is ideal for an underwriting professional who enjoys evaluating a high volume of opportunities, making thoughtful risk decisions, and partnering closely with brokers to deliver excellent service. The successful candidate will contribute to the profitable growth of the Cyber portfolio by combining strong underwriting discipline with a responsive, solutions-oriented approach.
Responsibilities
- Review, evaluate, and price cyber risks in accordance with underwriting guidelines and authority levels.
- Analyze submissions, loss history, financial information, industry exposures, and cybersecurity controls.
- Assess account risk characteristics and determine appropriate terms, conditions, and pricing.
- Make timely underwriting decisions while maintaining portfolio profitability objectives.
- Manage new business and renewal opportunities across a broad range of industries and account sizes.
- Monitor emerging cyber threats, market developments, and industry trends.
- Develop and maintain strong relationships with wholesale brokers and distribution partners.
- Serve as a responsive underwriting resource throughout the submission, quote, negotiation, and binding process.
- Provide creative solutions and timely service that support broker relationships and business growth.
- Collaborate with brokers to identify opportunities and structure effective coverage solutions.
- Contribute to profitable growth through disciplined underwriting and risk selection.
- Support achievement of production, retention, and profitability goals.
- Identify trends within assigned accounts and communicate opportunities or concerns to leadership.
- Participate in portfolio reviews and business planning discussions.
- Partner with underwriting, claims, compliance, legal, and operational teams to deliver exceptional service.
- Leverage underwriting technology, data, and analytics to support decision-making.
- Maintain underwriting documentation and ensure compliance with internal guidelines.
- Support process improvement initiatives that enhance efficiency and service delivery.
Requirements
Experience
- 2-5+ years of Cyber Liability, Technology E&O, Professional Liability, or Financial Lines underwriting experience.
- Experience within a carrier, MGA, wholesale, or specialty underwriting environment preferred.
- Demonstrated ability to manage multiple submissions and competing priorities effectively.
- Understanding of cyber coverages, data privacy, ransomware, network security, and technology-related risk exposures.
- Experience working in a fast-paced underwriting environment with strong service expectations preferred.
Education
- Bachelor's degree preferred.
- Equivalent relevant industry experience will be considered.
Licenses & Designations
- P&C and/or Surplus Lines licenses preferred.
- CPCU, RPLU, AU, or other insurance designations are a plus.
Benefits
Ryan Specialty seeks to offer employees a comprehensive and best-in-class benefits package that supports physical, financial, and emotional well-being goals. Benefits include paid time off for company holidays, vacation, sick and personal days, paid parental leave, mental health services, and more.
Pay
The target salary range for this position is $140,000.00 - $175,000.00 annually. The wage range considers factors such as training, transferable skills, work experience, licensure, certification, business needs, and market demands. Full-time roles are eligible for bonuses and benefits.