Credit UW I, II and Senior
Bank of America · Newport Beach, CA · 4 wk ago
FinanceFull-time
Responsibilities
- Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
- Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
- Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Has credit approval for certain credit actions
- Leads loan structure conversations and completion of loan documentation with internal/external legal partners
Qualifications
- 3+ years of solid experience in Commercial Banking (Middle Market or Large Corporate or Leveraged Finance) underwriting, performing financial analysis, structuring, and portfolio management
- Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring
- Potential to participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed
- Knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
Skills
- Attention to Detail
- Credit and Risk Assessment
- Financial Analysis
- Underwriting
- Written Communications
- Analytical Thinking
- Credit Documentation Requirements
- Financial Forecasting and Modeling
- Recording/Organizing Information
- Business Acumen
- Collaboration
- Collateral Management
- Loan Structuring
- Prioritization
Benefits
Bank of America offers a comprehensive benefits package designed to support the physical, emotional, and financial wellness of our teammates. This includes:
- Affordable, competitive, and flexible benefits
- Clear in-office expectations with appropriate flexibility based on role responsibilities and business needs
Pay
Details on pay will be provided upon hire.
Schedule
Shift: 1st shift (United States of America)
Hours Per Week: 40