Credit UW I, II or Senior
About the role
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.
Responsibilities
- Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
- Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
- Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Has credit approval for certain credit actions
- Led loan structure conversations and completion of loan documentation with internal/external legal partners
Qualifications
- 3+ years of solid experience in Commercial Banking (Middle Market, Large Corporate, Leveraged Finance, Financial Sponsors or other highly complex credits) underwriting, performing financial analysis, structuring, and portfolio management
- Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring
Skills
- Attention to Detail
- Credit and Risk Assessment
- Financial Analysis
- Underwriting
- Written Communications
- Analytical Thinking
- Credit Documentation Requirements
- Financial Forecasting and Modeling
- Recording/Organizing Information
- Business Acumen
- Collaboration
- Collateral Management
- Loan Structuring
- Prioritization
Benefits
Bank of America offers a comprehensive benefits package designed to support the physical, emotional, and financial wellness of our teammates. This includes a range of health, wellness, and financial benefits, as well as competitive compensation and flexible work arrangements.
Schedule
1st shift (United States of America)
Hours Per Week
40