Credit Underwriter I – Real Estate Corporate Banking

Responsibilities

• Analyzing financial statements (primarily public company), capital structures, commercial real estate assets / portfolios and deal structures to produce documents in support of company specific and portfolio level decisions on a timely basis
• Proficient use of internal tools and systems in support of new deals, portfolio monitoring, performance reporting and data integrity requirements
• Solid understanding of capital and client profitability concepts, including modeling credit and relationship returns in support of risk / return considerations
• Comprehension of fundamental legal and underwriting concepts as they relate to deal structures

Requirements

• 3+ years of professional experience preferably within a bank or financial institution, with hands-on exposure to credit analysis, underwriting, loan structuring, or portfolio management
• Experience supporting Commercial Real Estate or related lending products
• Familiarity with core banking products
• Solid experience in financial analysis, structuring, underwriting and/or portfolio management
• Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.
• Demonstrates commitment, personal responsibility, strong communication skills, ability to manage multiple tasks at a time, teamwork, and a strong desire to grow and develop

Qualifications

• Undergraduate degree in finance, accounting, economics, real estate or similar field
• Knowledge of the other BofA products including Investment Banking, Interest Rate Hedging, and Treasury Management that have credit exposure
• Leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect

Skills

• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Attention to Detail
• Customer and Client Focus
• Due Diligence
• Oral Communications
• Collateral Management
• Interpret Relevant Laws, Rules, and Regulations
• Legal Structures and Legal Forms
• Loan Structuring
• Prioritization

Shift

1st shift (United States of America)

Hours Per Week

40