Credit Underwriter I-II
Bank of America · Scottsdale, AZ · 1 mo ago
SalesFull-time
Key Responsibilities
- Independently manage low-complexity transactions or portfolios
- Complete and review credit analysis
- Evaluate risks
- Write financial analysis
- Lead the credit analysis process with support from other analysts and associates
- Partner with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
- Monitor operating performance and financial condition, proactively identifying issues and opportunities
- Afford assistance in delivering financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Review work of junior teammates to provide feedback and coaching and ensure compliance with laws, rules, regulations and policy procedure
- May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions
- Participate in loan structure conversations and completion of loan documentation with internal/external legal partners
Skills
- Attention to Detail
- Credit and Risk Assessment
- Financial Analysis
- Underwriting
- Written Communications
- Analytical Thinking
- Credit Documentation Requirements
- Financial Forecasting and Modeling
- Recording/Organizing Information
- Business Acumen
- Collaboration
- Collateral Management
- Loan Structuring
- Prioritization
Qualifications
- 3+ years of solid experience in Commercial Banking (Middle Market or Large Corporate or Leveraged Finance) underwriting, performing financial analysis, structuring, and portfolio management
- Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring
- Desired: Knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
Shift and Hours
1st shift (United States of America)
Hours Per Week: 40