Credit Risk Oversight Manager (2LOD)

What you’ll do

• Provide analytical support for data-driven insight generation through a combination of Credit domain expertise and analytical thought processes
• Generate insights, design analytics, and deliver visualizations to influence strategic decisions
• Monitor operational performance, roll rates, delinquent inventory, and credit loss trends
• Perform diagnostic analyses on all aspects of credit policies to make sure strategies are fully optimized
• Effectively communicate these trends to management
• Help review KPI/KRIs to ascertain the state of Credit Risk and evaluate the effectiveness of current policies and procedures
• Build compelling data visualizations and distill key information clearly

What you’ll need

• 8+ years of Credit Risk Analytics industry experience with a bachelor’s degree in a quantitative discipline; Master’s Degree preferred
• Industry knowledge, including a sound understanding of relevant regulations as they apply to lending
• Proactive go-getter with energy and passion to work in a fast-paced environment and ability to generate creative ideas
• High motivation to drive change, eager to learn, and able to work collaboratively in a complex and fluid environment
• Demonstrated ability to think critically to identify and solve problems through structured analytical reasoning; Excellent verbal, written and presentation / story-telling skills to bring analysis findings to the forefront and influence change
• Proven analytical and data mining skills ; excellent command over one or more of SQL, Python, R, SAS. Previous experience creating analytics on Tableau a plus
• Strong analytical and problem-solving skills to evaluate workflows and procedures; identify and resolve problems in a timely manner; develop alternative solutions; work well in group problem-solving situations; use reason even when dealing with emotional topics; support SoFi’s overarching strategic goals relative to loss prevention