Credit Risk Management Consumer Credit Administrator

At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career — a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

About the role

The Credit Risk Management Consumer Credit Administrator is responsible for developing strategic and tactical recommendations that enhance Regions' ability to increase profitability while managing overall portfolio risk. The officer will work within Regions' risk framework to identify, measure, mitigate, monitor, and report on consumer credit portfolios. The position requires the ability to analyze, communicate, and support the implementation of strategic solutions that focus on the best interest of Regions' customers, shareholders, and the communities we serve.

Responsibilities

• Recommends cohesive strategies that balance increasing profitability while managing risk
• Recommends comprehensive consumer credit policies
• Monitors Regions' compliance with consumer credit policies
• Provides business insight and recommendations relating to credit model enhancements and their use in underwriting
• Utilizes alternative data sources to segment loan applicant data to enhance the depth of Regions' customer relationships and improve organic growth
• Develops account management and collection prioritization strategies
• Independently reports key risks and emerging risks
• Interacts with senior management and acts as a liaison to business units on Credit Review

Requirements

• Bachelor's Degree
• Three (3) years of experience in consumer credit risk management

Skills and Competencies

• Ability to evaluate, synthesize, organize, and interpret data and information
• Ability to provide direction in underwriting requirements and origination automation strategies
• Knowledge of quantitative analysis and static pool analysis
• Strong technical skills, basic programming, and statistical concepts
• Strong verbal, written communication, and organizational skills
• Understanding of Consumer Credit products, industry changes, regulatory requirements, and banking laws

Pay

Pay ranges are job-specific and provided as a point-of-market reference for compensation decisions. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

• Minimum Job Range Target: $101,064.15 USD
• Median: $132,650.00 USD

This job may participate in an annual discretionary bonus plan.

Benefits

Regions offers a flexible, comprehensive benefits package for benefits-eligible associates. Below is a synopsis of the benefits offered:

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental, and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.

Schedule

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Location: Hoover, Alabama