Credit Risk Analyst

Essential Functions

• Execute end-to-end direct mail and ITA campaigns, including selection of prospective customers, list processing, and file delivery.
• Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning.
• Monitor campaign performance, including response, approval, and early credit indicators.
• Identify, analyze, and report production trends to management.
• Partner with Marketing, Operations, IT to ensure accurate and timely campaign execution.
• Leverage credit bureau data, models, and new data sources to enhance targeting and credit risk strategies.
• Support test-and-learn initiatives and deliver actionable insights to optimize campaign performance.
• Maintain documentation and ensure data accuracy, controls, and compliance with internal policies.

Requirements

• Bachelor’s degree in quantitative fields such as Mathematics, Finance, Economics, or related discipline required.
• 1-3 years of analytical and/or data programming experience; consumer lending or credit card industry experience preferred.
• Proficiency in SQL and at least one programming language (Python or SAS).
• Strong quantitative and problem-solving skills.
• Strong work ethic with the ability to learn quickly and communicate effectively.

Qualifications

• Experience with consumer lending or credit card industry preferred.
• Experience with SQL and Python or SAS preferred.

Skills

• Strong analytical and problem-solving skills.
• Experience with SQL and Python or SAS.
• Ability to work independently and collaboratively.
• Excellent communication and interpersonal skills.

Benefits

Continental Finance Company offers a competitive compensation package and a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday).

Pay

Compensation is commensurate with experience.

Schedule

The position offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday).

About the Role

We are seeking a Data Analyst to support our Credit Risk team. The ideal candidate will have the necessary skills and experience to execute end-to-end direct mail and ITA campaigns, perform credit risk analysis, monitor campaign performance, and support test-and-learn initiatives.

Why Continental Finance?

Continental Finance Company is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. We are committed to corporate responsibility, providing a strong customer support program, and fair treatment to our customers. We are an equal opportunity employer that values diversity and inclusion.