Credit Relationship Manager

Your Responsibilities

• Perform detailed credit underwriting of large, complex, strategic customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies
• Build and maintain strong relationships with customers, dealers, merchants, and internal stakeholders including Sales and the Equipment Division/SABD
• Spread and consolidate financial statements
• Determine appropriate finance products and loan structure
• Establish internal guidance levels (IGLs) and revolving credit limits
• Present credit recommendations to higher credit authority/credit committee
• Support Special Assets in collections/workouts
• Provide leadership and mentorship within a geographic territory

What Skills You Need

• Strong credit underwriting experience
• Demonstrated ability in advanced financial statement analysis including, but not limited to, balance sheets, income statements/tax returns, statement of cash flow, cash to accrual, etc.
• Strong relationship building experience
• Account management experience
• Negotiating and conflict resolution skills
• Ability to travel up to 25% based on business needs
• Existing remote JDF employees may be considered and eligible for remote work with options for relocation to Johnston

What Makes You Stand Out

• Production ag background
• Experience with the John Deere dealer network
• Familiarity with CreditLens
• Strong familiarity with the John Deere Financial Risk Rating system/guidance and credit policies
• Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology
• Experience collaborating with internal stakeholders such as sales, collections, etc.
• In depth knowledge of John Deere Financial product offerings

Education

Bachelor's degree in Accounting, Finance, Business Management, or Agribusiness, or equivalent related work experience.

What You'll Get

At John Deere, you are empowered to create a career that will take you to where you want to go while working in an inclusive team environment. Here, you'll enjoy the freedom to explore new projects, the support to think outside the box and the advanced tools and technology that foster innovation and achievement. Additionally, we offer a comprehensive reward package to help you get started on your new career path, including:

• Flexible work arrangements
• Highly competitive base pay
• Savings & Retirement benefits (401K and Defined Contribution)
• Healthcare benefits with a generous company contribution in the Health Savings Account
• Adoption assistance
• Employee Assistance Programs
• Tuition assistance
• Fitness subsidies and on-site gyms at specific Deere locations
• Charitable contribution match
• Employee Purchase Plan & numerous discount programs for personal use
• Vacation and Holiday Pay

Pay

$109,548.00 - $164,316.00 + Benefits