Credit Products Underwriter III - Corporate Banking

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.

About the role

The Credit Products Underwriter III (CPU III) is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, etc. The CPU III provides product and industry expertise to clients by designing and executing solutions for complex and specialized transactions. This role includes client-facing responsibilities, offering consultation to deliver integrated solutions. The majority of time will be balanced between client analysis, deal design and execution, and joint client calls with Relationship Managers (RMs) to provide expert counsel. The CPU III partners with RMs to assist in generating revenue and profitability.

Responsibilities

• Prepare complex financial underwriting on middle market to corporate level transactions with significant impact on lending division profits, including Syndicated or Club transactions.
• Recommend final structure and pricing to the Relationship Manager and Credit Concurrence Officer; assume responsibility for all exceptions.
• Write all commitment reports for specified loans and participate in loan committee presentations to support analysis conclusions.
• Participate in joint calling on prospects and clients with Relationship Managers to develop relationships and assist in new business development.
• Mentor and coach junior underwriters and interns, managing workflow for analysis, covenant compliance testing, and financial statement spreading.

Team Culture

We live the company values in everything we do, acting with honor and transparency. The team leverages collaborative teamwork to express credit concerns and develop solutions for new deals. Underwriters work hand-in-hand on write-ups, providing a solid foundation for career growth within the organization. This role can lead to senior credit positions or transition into sales roles.

Requirements

• Bachelor’s degree and 8+ years of Credit Analysis/Credit Products Underwriter experience; or 14+ years of equivalent work-related experience.

Benefits

BOK Financial Corporation Group is a stable and financially strong organization offering excellent training and development to support long-term career growth. Employees have opportunities to make an impact on the success of the bank, customers, and their own careers.