Credit Products Specialist II

For our client, we are seeking a Credit Products Specialist II to join the team of a leader in the Finance & Insurance space. This role will focus on underwriting and managing complex credit relationships within a commercial lending environment. The specialist will partner closely with Relationship Managers, legal teams, and other internal stakeholders to structure transactions that balance client needs with sound risk management. Success in this position will come from strong judgment, disciplined credit analysis, and the ability to help maintain a high-performing credit culture. Location: Remote - US based candidates only, no visa sponsorship available Compensation: $100,118 – $157,643 annually Responsibilities Lead underwriting efforts for complex loan requests and recommend risk-mitigating structures Monitor the assigned portfolio to identify credit risks and financial performance concerns Collaborate with Relationship Managers in client negotiations to align needs with risk appetite Review and negotiate credit agreements in partnership with legal teams Mentor junior credit professionals to enhance team capabilities and promote a strong credit culture Use independent judgment to make decisions regarding the assigned portfolio Analyze and resolve issues related to the assigned portfolio Qualifications Undergraduate degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience 4+ years of experience in commercial credit analysis, underwriting, or portfolio management Expertise in advanced financial modeling and risk assessment Strong negotiation skills to collaborate effectively with clients Experience in structuring complex loan transactions Ability to analyze macroeconomic trends impacting credit risk Benefits Access to medical, dental, and vision insurance Life and disability insurance coverage Comprehensive leave program Opportunities for professional development and training Potential for variable incentives, bonuses, commissions, or awards Our client is an equal opportunity employer. We encourage you to apply even if you don’t meet every qualification—your background could be exactly what this team needs.