Credit Portfolio Manager I - Education/Not for Profit
Job Description
The Credit Portfolio Manager role primarily supports Non-Profit and Education Commercial Borrowers. The portfolio is comprised of social services agencies, cultural institutions, charitable and scientific organizations, membership associations, religious organizations, schools, and other social benefit organizations.
Responsibilities include the comprehensive underwriting of new and existing clients and portfolio management activities such as monitoring covenants and reviewing interim trends.
The position is part of a team of underwriters who support the Greater Mid-Atlantic geography.
Requirements
- Bachelor's degree or equivalent experience
- 5+ years related experience
- Strong understanding of commercial business development techniques and credit decisions
- Demonstrated business development track record
- Strong market presence with wide network of outside referral sources for new business
- Demonstrated credit and financial analysis skills
- Refined negotiation skills
- Demonstrated communication skills, both verbal and written
- Demonstrated PC skills
Qualifications
- Never: 0%
- Occasional: 1-33%
- Frequent: 34-66%
- Continuous: 67-100%
Physical Requirements
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment – Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Lifting/Carrying (over 25 lbs.) – Never
- Squatting – Occasional
- Bending – Occasional
- Kneeling – Never
- Climbing – Never
- Reaching overhead – Never
- Reaching forward – Occasional
- Pushing – Never
- Pulling – Never
- Twisting – Never
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
Benefits
Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.
The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing.
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.