Credit Policy Specialist, Sr

Responsibilities

• Coordinate with business lines on development, management, and communication of policies, guidelines, and processes, along with tools supporting underwriting and delivery of credit.
• Work with commercial lines of business credit officers and production staff to identify, develop, and implement credit policies, guidelines, and procedures.
• Assist with oversight and coordination of development and delivery of credit training.
• Maintain adherence to established policies and guidelines, compliance with regulations, and consultation regarding credit issues.

Qualifications and Education Requirements

• Bachelor’s degree or equivalent work experience and 8 years of relatable credit experience.
• PREFERRED: Experience with Commercial and Specialty Lending Policies (Asset Based Lending, Capital Markets, Syndications, Franchise, Sponsor Finance, Healthcare, Financial Institutions, CRE, C&I and AG).
• Experience with policy frameworks at $50B+ institutions.
• Ability to interact constructively and effectively with all constituencies and work collaboratively toward a common goal.
• Effective communication with clients and groups of employees in order to build and maintain positive relationships.
• Independent decision-making and common sense understanding to carry out concrete procedures and instructions.
• Interpret and carry out objectives furnished in written or oral form.
• Demonstrated commitment to act within industry standards.
• Read and interpret safety rules, operating and maintenance instructions, and procedure guidelines and manuals.
• Operate standard office equipment.

Key Measures of Success/Key Deliverables

• Use analytics to build out credit policies and guidelines for our lending business that support business objectives.
• Develop, implement, and train new credit policies and guidelines.
• Manage and enhance the documentation and change management processes for all Credit Manual changes as assigned by Credit Policy Director.
• Solicit feedback from key stakeholders on improvements to the Credit Manual.
• Timely completion of policy reviews.
• No policy-related criticism from examiners.
• Reduction in policy exceptions driven by clarity.
• Stakeholder satisfaction with the usability of the Credit Manual.