Credit Officer
Evolve Bank & Trust · Memphis, TN · Yesterday
FinanceFull-time
About the role
The Credit Officer will support the Credit Manager and is responsible for the financial analysis and underwriting for Evolve Bank & Trust.
Responsibilities
- Commercial Loan Analysis and Underwriting
- Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall assessment of risk and ability to repay
- Participate in the loan approval process with appropriate authorization
- Assist Loan Operations in solving loan related structure questions
- Assist in the process of vetting new loan products or niche markets
- Provide analytical assistance on special projects
- Support and mentor Credit Analysts
- Work with lenders on training programs and concept reviews for specific loan requests
Requirements
- Minimum of five years’ experience in commercial credit analysis, preferably at a financial institution or commercial finance organization
- Bachelor’s degree, preferably in business, economics, finance, or banking with a strong background in accounting and finance
Skills
- High attention to detail
- Able to prioritize and reprioritize work tasks and deliver work product under tight deadlines
- Good verbal and written communication skills
- Comfortable with conflicting views of others and able to adequately express their point of view
- Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship
- Able to work well with peers, lenders and superiors