Credit Middle Analyst (Bilingual Japanese/English Required)

About the Company

SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history. The Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance, operating in nearly 40 countries with over 130 offices and 80,000 employees worldwide. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group and is one of the three largest banking groups in Japan. In the Americas, SMBC Group provides commercial and investment banking services to corporate, institutional, and municipal clients, connecting them to local markets and its extensive global network.

About the Role

The primary function of this position is to handle day-to-day credit-related processes and activities, including data processing, due date monitoring, documentation, and transaction closing.

Responsibilities

• Supports transaction closing activities, including coordinating with the Legal Department on the preparation and execution of contractual documentation following Credit Application approval.
• Liaises with the Back Office to facilitate post-approval processing.
• Handles requests related to the issuance of Standby Letters of Credit (L/C).
• Responds to transaction-related requests from ARP customers.
• Monitors various credit-related due dates, including:
  • Expiration dates of security and collateral documents (e.g., Guarantee Letters and other collateral-related documentation).
  • Credit facilities and lines.
  • Financial statement submissions and covenant compliance.

Requirements

• Minimum 3 years of experience at a corporate bank or other financial institution.
• Deep and hands-on experience and understanding of banking products, including loans, standby letters of credit, derivatives, and trade finance.
• Highly proficient in MS Excel, Word, and PowerPoint.
• Japanese-English bilingual language skills required.

Qualifications

• Experience in a multi-cultural workplace is preferred.

Work Arrangement

SMBC’s employees participate in a Hybrid workforce model, allowing employees to work from home and an SMBC office. Employees must live within a reasonable commuting distance of their office location. Hybrid work may not be permitted for certain roles, such as FINRA-registered positions requiring full-time in-office attendance.

Pay

The anticipated salary range for this role is between $67,000.00 and $80,000.00. The specific salary offered will be based on individual qualifications, experience, and an analysis of current compensation in the applicant’s geography and market for similar roles. The role may also be eligible for an annual discretionary incentive award.

Benefits

In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.