Credit Manager - Equipment Finance - Remote

Primary Responsibilities

• Analyze new equipment lease requests and perform periodic reviews on existing equipment leases
• Conduct analysis of financial statements and assess overall credit risk of new and existing loans and leases
• Take lead role in presenting analysis, findings, and recommendations to Credit Administration, Relationship Manager, and other members of the Credit team
• Lead the creation of credit underwriting memos which analyze the credit request, the borrower, financial and credit information, repayment sources, risks and mitigation, collateral, and compliance with applicable regulations and policies
• Be knowledgeable of policies, guidelines, procedures, regulations and systems applicable to the credit function
• Assess and recommend risk ratings for underwritten leases
• Assist with portfolio management and monitoring
• Develop and maintain positive relationships with internal and external clients
• Assist with training and mentoring of other analysts and underwriters
• Assist with special projects and complete other duties as assigned

Required Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or Business from an accredited institution
• 5+ years of experience analyzing business tax returns and financial audits using generally accepted accounting principles (GAAP)
• 5+ years of experience analyzing business and personal financial statements associated with lease requests
• 3+ years of experience working in a credit or lending role with a commercial bank
• 2+ years of experience making or recommending credit decisions on transactions > $5 million
• 2+ years of experience underwriting equipment leases and reviewing loan/lease documents

Preferred Qualifications

• Advanced degree in a business-related field from an accredited institution (MBA, MRED, MSF, MACC, etc.)
• Completion of a formal commercial credit training program
• Experience working out problem equipment leases

Pay and Benefits

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements).

The salary for this role will range from $91,700 to $163,700 annually based on full-time employment.

We comply with all minimum wage laws as applicable.