Credit Manager

About the role

We are looking for an experienced Credit Manager to lead commercial credit and collections activities for a hardgoods manufacturing business. This role is responsible for maintaining healthy customer accounts across distributor and dealer channels while supporting daily order flow and broader finance operations. The ideal candidate brings strong judgment in credit evaluation, a practical approach to collections, and the ability to contribute to month-end financial processes.

Responsibilities

• Manage commercial credit and collections for distributor and dealer accounts, ensuring timely payment activity and appropriate account oversight.
• Review customer financial information and payment history to determine creditworthiness and establish or adjust credit limits.
• Authorize daily order releases by evaluating account exposure, payment status, and overall risk.
• Partner with sales, customer service, and finance teams to resolve account issues that may affect shipments or collections.
• Drive follow-up efforts on past-due balances with distributors and dealers, using a detail-oriented and results-oriented approach.
• Support month-end close by reconciling receivable activity, reviewing aging trends, and assisting with related finance reporting.
• Monitor portfolio performance and identify potential risks, recommending actions to reduce exposure and improve cash flow.

Requirements

• 5+ years of experience in commercial credit and collections, including responsibility for credit approval decisions.
• Background supporting a hardgoods manufacturing environment that sells through distributors and dealers.
• Strong knowledge of credit analysis, accounts receivable oversight, and commercial collections practices.
• Experience working directly with dealer and distributor accounts to manage delinquency and account risk.
• Familiarity with month-end close activities and general finance support functions.
• Ability to balance risk management with business needs when approving orders and setting credit terms.
• Effective communication and problem-solving skills, with the ability to work across finance and operational teams.

Benefits

• Medical/Dental
• 401k
• PTO