Credit Analyst II/Underwriter I - Global Corporate & Investment Banking/Energy

Responsibilities

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
• Maintains ongoing monitoring of the client's operating performance and financial condition, proactively identifying issues and opportunities
• Produces financial modeling, loan structure, industry, economic, and other analyses to support the loan decision-making process
• Ensures compliance with credit policies, guidelines, procedures, and applicable regulatory requirements

Requirements

• 2+ years of commercial and/or corporate banking credit underwriting–related experience, preferably within a bank or large financial institution
• Understanding of foundational finance and accounting concepts
• Proficient written and verbal communication skills
• Strong time-management skills with the ability to manage multiple priorities
• Proficiency in Excel, including the use of formulas and data analysis tools
• Demonstrated experience analyzing corporate financial statements, interpreting income statements, balance sheets, and cash flow statements
• Experience producing analytical written summaries

Qualifications

• Bachelor's Degree with emphasis in finance, accounting or economics
• 3+ years of commercial and/or corporate banking credit underwriting–related experience, preferably within a bank or large financial institution
• Experience underwriting clients in the Energy sector, including upstream Oil & Gas

Skills

• Attention to Detail
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation
• Requirements
• Credit and Risk Assessment
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

Benefits

Bank of America offers a comprehensive benefits package designed to support the health, wellness, and financial security of our teammates. This includes:

• Health, dental, and vision insurance
• Flexible spending accounts
• Retirement savings plans
• Accommodations for teammates with disabilities
• Parental leave
• Wellness programs

Pay

The salary range for this position is $75,000 - $100,000 annually.

Schedule

This role is typically scheduled for 40 hours per week.