Credit Analyst II/Underwriter I - Global Corporate & Investment Banking/Energy

Responsibilities

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
• PARTNERS WITH CREDIT OFFICERS, RELATIONSHIP MANAGEMENT, AND RISK TEAMMATES TO ASSESS AND DELIVER CREDIT SOLUTIONS
• MONITORS THE CLIENT'S OPERATING PERFORMANCE AND FINANCIAL CONDITION, PROACTIVELY IDENTIFYING ISSUES AND OPPORTUNITIES
• DELIVERS FINANCIAL MODELING, LOAN STRUCTURE, INDUSTRY, ECONOMIC, AND OTHER ANALYSES TO TEAM MEMBERS TO SUPPORT THE LOAN DECISION-MAKING PROCESS
• ENSURES ADHERENCE TO CREDIT POLICIES, GUIDELINES, PROCEDURES, AND APPLICABLE REGULATORY REQUIREMENTS

Requirements

• 2+ years of commercial and/or corporate banking credit underwriting–related experience, preferably within a bank or large financial institution
• Understanding of foundational finance and accounting concepts
• Proficient written and verbal communication skills
• Strong time-management skills with the ability to manage multiple priorities
• Proficiency in Excel, including the use of formulas and data analysis tools
• Demonstrated experience analyzing corporate financial statements, interpreting income statements, balance sheets, and cash flow statements
• Experience producing analytical written summaries

Qualifications

• Bachelor's Degree with emphasis in finance, accounting or economics (desirable)
• 3+ years of commercial and/or corporate banking credit underwriting–related experience, preferably within a bank or large financial institution (desirable)
• Experience underwriting clients in the Energy sector, including upstream Oil & Gas (desirable)

Skills

• Attention to Detail
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Credit and Risk Assessment
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

Benefits

Bank of America offers a comprehensive benefits package designed to support the health, financial security, and well-being of our teammates. This includes:

• Health, dental, and vision insurance
• Retirement savings plans
• Flexible spending accounts
• Life and disability insurance
• Wellness programs
• Parental leave
• Employee assistance programs

Pay

The salary range for this position is $65,000 - $100,000 annually, depending on experience and qualifications.

Schedule

This role is available on a full-time basis, with 40 hours per week.