Credit Analyst II/III

Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior team members.

Responsibilities

• Assists RM in credit analysis, assessment of risk rating, problem loan reporting, and other credit administration requirements.
• Reviews and evaluates business financial reports, prepares written credit authorizations pursuant to Bank policy, and ensures proper monitoring and documentation are reviewed.
• Prepares financial projections and customized automated spreadsheets for analyzing commercial borrowers and prospects.
• Develops financial models based upon customized financial formats.
• Prepares financial statement presentations for analyzing business borrowers.
• Performs compliance and risk management duties as required or assigned.
• Regular, reliable attendance is required.
• Assists with other department duties and projects, as requested by team lead.

Requirements

• 3+ years of credit analysis and underwriting experience.
• College-level coursework, preferably in Accounting, Finance, Business, or related field.
• Strong accounting aptitude.
• Demonstrated analytical/problem-solving ability.
• Experience with computer-assisted financial analysis and PC-based financial models; knowledge of spreadsheet applications (Microsoft Excel, etc.).
• Strong knowledge of Bank loan policies and general commercial documentation requirements.
• Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to both internal and external clients.
• Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people.
• Outstanding verbal and written communication skills, including grammar and correspondence abilities.
• Organizational and analytical skills, strategic thinking, and ability to work collaboratively or independently.
• Proficient PC and technical skills to navigate software, including the Microsoft Office Suite of products, word processing, spreadsheets, database, desktop information management, Internet, and related applications.
• Demonstrated self-motivation and initiative; ability to work well both independently and with others.

Location: Tacoma Financial Center - 950 Pacific Ave Ste 105 Tacoma, WA 98402. Onsite work required. Hybrid option available.

Pay

• Credit Analyst II: $76,972 - $115,458
• Credit Analyst III: $88,160 - $132,315

The compensation range represents the low and high end of the base compensation range for this position located in Tacoma, Washington. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is eligible to participate in an applicable annual bonus plan.

Benefits

Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement, and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.