Credit Analyst I - Global Infrastructure Credit

Job Description: Job Description At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for supporting end-to-end credit underwriting and monitoring processes for new and existing clients. Key responsibilities include completing credit analysis, evaluating risks, and writing financial analysis using various tools and systems. Job expectations include analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite. Embedded across the bank’s eight lines of business, the Global Infrastructure Credit team reflects the bank’s initiative to fuel the global economy, build trust and credibility with communities, and represents a company that people want to work for, invest in, and do business with. The Global Infrastructure Credit team supports the continued growth in sustainable and infrastructure finance and further deliver on Bank of America’s Critical Infrastructure Finance Initiative. The Global Infrastructure Credit Team covers transactions for Project Finance, Tax Equity and Corporate Lending through involvement in the origination and underwriting of transactions. Responsibilities: Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthinessCompletes monitoring activities via analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are metListens in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performanceReviews completed client requests to ensure compliance with policy and proceduresUnderstands how credit data is used internally and provided to regulatory partnersAssists with periodic portfolio reviewsPerform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval.Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditionsParticipate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirementsProvide input into key projects/initiatives across the bankReview the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk Required Qualifications: 1+ years’ experience in corporate or commercial credit at a financial institutionStrong communication skills, both written and verbalStrong combination of academic aptitude, quantitative skills, and strategic and creative thinkingAbility to manage multiple complex tasks while delivering high-quality resultsDemonstrates intellectual curiosity and is focused on continuous learning and skill buildingAbility to work independently, build internal and external relationships, and manage multiple stakeholders Desired Qualifications: Master’s degree in finance/accounting or equivalent work experienceExperience in project finance/tax equity/structured credit with a focus in energy, power, infrastructure, or data center financingStrong technical skills including quantitative financial modelingFormal credit training program at financial institution Skills: Analytical ThinkingCredit Documentation RequirementsFinancial AnalysisLoan StructuringRelationship BuildingActive ListeningAttention to DetailCollaborationUnderwritingWritten CommunicationsBusiness Process AnalysisData and Trend AnalysisIssue ManagementRecording/Organizing InformationResearch Shift: 1st shift (United States of America) Hours Per Week: 40