Commercial Credit Analyst I

About the role

Bank of America is guided by a common purpose to help make financial lives better through the power of every connection. The firm emphasizes responsible growth, an inclusive workplace, and a culture of caring that supports teammates’ physical, emotional, and financial wellness. The company promotes an in‑office culture that balances collaboration, engagement, and career development with role‑specific flexibility.

Responsibilities

• Facilitate parts of the credit underwriting and/or monitoring process for new and existing clients.
• Support cross‑border booking, cross‑border regulatory compliance, subsidiary lending, performance‑based underwriting portfolio support, and covenant compliance.
• Analyze qualitative and quantitative data, including client financials, covenant compliance, collateral documentation, and policy/procedure requirements.
• Ensure alignment with the bank’s risk appetite by evaluating risks and writing financial analysis using various tools and systems.

Skills

• Credit documentation requirements
• Credit and risk assessment
• Critical thinking
• Financial analysis
• Prioritization
• Attention to detail
• Business acumen
• Decision making
• Financial forecasting and modeling
• Written communications
• Analytical thinking
• Client management
• Collateral management
• Recording/organizing information
• Underwriting

Minimum Education Requirement

High School Diploma / GED / Secondary School or equivalent.

Schedule

Shift: 1st shift (United States of America) – 40 hours per week.