Commercial Credit Analyst I

Job Responsibilities

• Reviews credit data to evaluate commercial and business loan requests to recommend either approval or denial for applications.
• Analyzes sources of financial information, such as financial statements, credit bureau reports and cash flows to determine potential risk and profitability of the loan.
• Prepares a credit memo in response to new and additional credit proposals for approval.

Education And/or Experience

• Associate degree, or four years of directly related experience required.
• Minimum of two years of lending experience preferred.
• Minimum of one year of banking or finance experience required.

Skills

• Ability to read, understand, and analyze business owners’ personal tax returns, business tax returns, and financial statements.
• Ability to read and review personal and business credit reports.
• Knowledge of loan origination systems.
• Excellent computer skills, including proficiency with Microsoft Word, Microsoft Excel, FiServ DNA, and company and Business Lending systems.

Benefits

• This position is eligible for our annual discretionary bonus program.
• Paid time off for vacation, personal days, and holidays.
• 401(k) company contribution.
• The good faith range for this position is $32.00 - $38.50 per hour.