CREDIT ANALYST I

About the role

The Bank of Glen Burnie is dedicated to generating sustained profits through the quality delivery of financial services that build long-term customer relationships and benefit the communities we serve, while providing for the well-being of our employees.

We are seeking a detail-oriented and analytical Credit Analyst to support the credit function through financial analysis, reporting, and credit quality evaluation. This role plays a key part in supporting lending decisions, monitoring loan portfolios, and delivering critical insights to senior leadership. Apply today to join our team and help support sound lending decisions and financial excellence!

Location: Glen Burnie, MD. Position reopened September 21, 2026; open until filled. Starting salary range $65,000 to $80,000 (commensurate with experience).

Responsibilities

• Analyze borrower financial statements, tax returns, and financial data
• Prepare monthly reports for Senior Management and the Board of Directors
• Conduct credit reviews and assist in underwriting new loan requests
• Maintain credit tracking databases and loan portfolio reporting
• Evaluate loan quality and identify credit risks or inconsistencies
• Prepare quarterly financial and compliance reports
• Collaborate with Loan Officers and Credit Administration staff
• Maintain organized credit records and reporting systems

Qualifications

• Education: Bachelor’s degree in accounting, or related field.
• Experience/Skills: 3+ years proven experience in banking or loan department, with experience in financial analysis, credit review, or related banking experience.
• Strong financial and analytical abilities
• Intermediate accounting knowledge
• Excellent written and verbal communication skills
• Knowledge of banking regulations and compliance requirements
• Advanced proficiency in Excel and other financial analysis tools
• Experience using core banking systems (such as Fiserv preferred, or similar banking systems)
• Experience in research, interpretation of complex financial data, and reporting skills
• Strong organizational skills and sound judgment
• Ability to work independently with minimal supervision
• Special requirements: At-will employment contingent upon successful completion of a background investigation (including verification of employment, license documentation, criminal, and credit history) in accordance with the Fair Credit Reporting Act (FCRA) and the Maryland Job Applicant Fairness Act. This is an on-site, non-remote position.