Credit Analyst

Overview

Toyota Financial Services (TFS) is a part of the Toyota family, dedicated to providing innovative, high-quality solutions to enhance customers' lives. We are seeking a passionate Credit Analyst to join our team.

About the Role

The Credit Analyst will analyze and make determinations on approval, conditioning, and rejection of retail and lease credit applications from automotive dealerships. Reporting to the Credit Supervisor, this role supports TFS objectives and maintains strong relationships with dealerships.

Responsibilities

• Maintain decision callback times at or below established objectives.
• Evaluate and negotiate deals as necessary to maintain the quality of purchases within established guidelines.
• Advise management of any problems or irregularities pertaining to retail, lease, or wholesale financing, breaches of trust, or other violations of TMCC plans.
• Monitor dealer trends and identify and report adverse issues.
• Partner with Credit Investigation as needed.

Requirements

• Relevant work experience in automotive retail and/or wholesale financing, retail credit, collections, dealership financial statements, or wholesale.
• Strong attention to detail and organizational skills.
• Excellent analytical, oral, and written communication skills.
• Working knowledge of Microsoft Office applications.
• Ability and willingness to work a flexible and rotating schedule (8 am – 5 pm, 9 am – 6 pm & 11 am – 8 pm, and every other Saturday).
• Ability and willingness to work a hybrid work schedule; working both in the office and at primary & private residences as scheduled.

Qualifications

• Relevant work experience such as automotive retail and/or wholesale financing.
• Relevant work experience such as retail credit, collections, dealership financial statements, or wholesale.
• Strong attention to detail and organizational skills.
• Excellent analytical, oral, and written communication skills.
• Working knowledge of Microsoft Office applications.
• Ability and willingness to work a flexible and rotating schedule (8 am – 5 pm, 9 am – 6 pm & 11 am – 8 pm, and every other Saturday).
• Ability and willingness to work a hybrid work schedule; working both in the office and at primary & private residences as scheduled.

Skills

• Strong attention to detail and organizational skills.
• Excellent analytical, oral, and written communication skills.
• Working knowledge of Microsoft Office applications.
• Ability and willingness to work a flexible and rotating schedule (8 am – 5 pm, 9 am – 6 pm & 11 am – 8 pm, and every other Saturday).
• Ability and willingness to work a hybrid work schedule; working both in the office and at primary & private residences as scheduled.

Benefits

• Professional growth and development programs.
• Tuition reimbursement.
• Team Member Vehicle Purchase Discount.
• Toyota Team Member Lease Vehicle Program (if applicable).
• Comprehensive health care and wellness plans for your entire family.
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute.
• Paid holidays and paid time off.
• Referral services related to prenatal services, adoption, childcare, schools and more.
• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA).

Pay

Details on pay will be provided during the interview process.

Schedule

Details on schedule will be provided during the interview process.