Credit Analyst

Responsibilities

Underwrites complex commercial loan products, including CRE, C&I, leveraged finance, and tax credit deals. Conducts in-depth cash flow, collateral, and borrowing base analysis to support sound lending decisions. Performs ongoing monitoring by reviewing and evaluating client financials and other relevant credit information, ensuring risk is identified early. Delivers clear, timely credit recommendations and prepares materials for loan structuring and committee presentations. Partners with relationship managers to enhance underwriting quality and client service, and provides guidance and mentorship to junior credit staff.

Qualifications

• Advanced underwriting expertise for complex commercial credit
• Strong analytical skills in cash flow, collateral, and borrowing base
• Thorough understanding of CRE, C&I, leveraged finance, and tax credit structures
• Ability to synthesize financial data and communicate credit decisions effectively
• Collaborative approach with relationship managers and credit committees
• Leadership experience mentoring junior credit analysts
• Commitment to high-quality, client-focused service